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From Money Ning - view blog entries - visit this blogFebruary 5, 2021 at 11:30 am ET
I e-filed my tax return last Saturday night only to check my mail box on Sunday and find an interest earnings tax form (1099-INT) from one of my joint account with my fiancee that I totally forgot about. So, I quickly went on Google and researched on the topic and learned a couple things [...] ... ( more)
From Money Ning - view blog entries - visit this blogFebruary 4, 2021 at 11:30 am ET
Today is the last Monday of my single life, and apart from feeling very confused about everything, I also feel an urge to help make sure everything for the wedding is all set before our big day Saturday. On the other hand, my fiancee is also scrambling and really worried about whether or not [...] ... ( more)
From Money Ning - view blog entries - visit this blogFebruary 3, 2021 at 11:30 am ET
Only 6 more days until my big wedding day and thank you for everyone’s kind wishes so far! I will keep you informed about my big day and of course update you on the final budget sheet once everything is set and done! All I can say is that the expenses have been [...] ... ( more)
From Money Ning - view blog entries - visit this blogFebruary 1, 2021 at 11:30 am ET
Recently, my fiancee and I decided to move after we get married. However, it seemed like there were many associated cost with moving that we did not consider originally. Although these add to our moving expenses, it wouldn’t necessarily change our decision. Nevertheless, let me share with you the ones we’ve discovered [...] ... ( more)
From Money Ning - view blog entries - visit this blogJanuary 31, 2021 at 11:30 am ET
I realized a few days ago that my sister’s flight will arrive in Los Angeles for my wedding at 8:00pm, which meant that there was no way for her to get to the car rental place before it closes at 5. So, I went online and tried to change the pickup time to the [...] ... ( more)
From Money Ning - view blog entries - visit this blogJanuary 30, 2021 at 11:30 am ET
Think you know everything about 401k and IRAs? I invite you to take the Kiplinger’s Retirement Quiz! After each question, it will instantly tell you whether you got the question right or wrong and then give some information related to the topic.
What I want to talk about though is actually the statistics that [...] ... ( more)
From Money Ning - view blog entries - visit this blogJanuary 29, 2021 at 11:30 am ET
With so many news articles about subprime loan and people being suckered into low teaser rates that ultimately reset, one would think that there wouldn’t be many ads about mortgage products that shouldn’t be sold to the general public in the first place. Today however, I got an ad from ING Direct advertising their [...] ... ( more)
From Money Ning - view blog entries - visit this blogJanuary 28, 2021 at 11:30 am ET
Everyone must be confused with the title because we don’t usually see slacking off and motivation in the same sentence. Let’s face it, everyone slacks off. This is a given. In fact, my boss told me that he slacks off once in a while too. He mentions solitaire as his favorite computer game to kill [...] ... ( more)
From Money Ning - view blog entries - visit this blogJanuary 27, 2021 at 11:28 am ET
Two more weeks and I’m getting married! I’ve just been way too busy these days trying to figure everything out! I can’t begin to imagine what it’s like for my fiancee right now because she is pretty much the lead on all the coordination between everybody! I anticipate to be even busier for the next [...] ... ( more)
From Money Ning - view blog entries - visit this blogJanuary 25, 2021 at 11:30 am ET
I just saw a commercial from H&R Block about the option of having our tax refund put onto a debit card (actually, they started offering it as an option last year). I’m totally against this because I don’t think it is the best idea to have someone else hold my refund. If anything, [...] ... ( more)
From Money Ning - view blog entries - visit this blogJanuary 24, 2021 at 11:30 am ET
My fiancee is very good at helping us save money because she isn’t afraid to speak up! Just today, she managed to save us $500 because she spoke up when we were treated unfairly. The place we picked for our wedding ceremony had a $500 wedding coordination fee and we were told that it was [...] ... ( more)
From Money Ning - view blog entries - visit this blogJanuary 22, 2021 at 11:30 am ET
I bank at Wells Fargo and I couldn’t deposit a check today because there ran out of envelopes at the ATM! Luckily, I didn’t need the money to be in my account but what if I did? Would I have tried to deposit the check without an envelope? What would’ve been my [...] ... ( more)
From Money Ning - view blog entries - visit this blogJanuary 21, 2021 at 11:30 am ET
I finally decided to move! To put this into context, this is a decision made 3 weeks before getting married so I will be even busier than normal as I get to something else to worry about one more thing!! (In reality, I think my fiancee will go crazy long before I will because she [...] ... ( more)
From Money Ning - view blog entries - visit this blogJanuary 20, 2021 at 2:15 pm ET
I can’t believe that my wedding is coming up in 3 weeks! As you can imagine, planning a wedding takes a great deal of time and I’m happy that the big day is finally here soon! I’m a little nervous about the big day though so wish me luck!
Today, we will be going [...] ... ( more)
From Money Ning - view blog entries - visit this blogJanuary 18, 2021 at 11:30 am ET
One of the readers sent me the following question yesterday.
I was hoping you could do a blog on how to improve your credit after you have eliminated all debt minus mortgage. I pay no bills other than my mortgage, utilities, and car insurance. My car is paid off. I do not know how to [...] ... ( more)
From Money Ning - view blog entries - visit this blogJanuary 17, 2021 at 11:30 am ET
Today’s question requires everyone to be honest with themselves. When you are using someone else’s money, do you treat it the same way as your own? For example, do you try to get something more expensive to eat if someone is treating you dinner? How about your spending on business trips when [...] ... ( more)
From Money Ning - view blog entries - visit this blogJanuary 16, 2021 at 11:30 am ET
Doesn’t it seem much more important to have an emergency fund now that people are talking about the US going into recession? Something that’s often neglected as a benefit of having an emergency fund is actually the piece of mind of knowing that our standard of living won’t be jeopardized if we lose our [...] ... ( more)
From Money Ning - view blog entries - visit this blogJanuary 14, 2021 at 11:31 am ET
This is the ongoing series that talks about reducing the chances of Monday blues so we can advance in our careers! In personal finance, we focus way too much on saving and investing but never on how we can earn more money in the first place!
Part of the reason why we dread Mondays is [...] ... ( more)
From Money Ning - view blog entries - visit this blogJanuary 13, 2021 at 3:53 pm ET
I’m away from home again and I’m in Manhattan for the NRF trade show this week. The show will be showcasing everything that has to do with retail and I will for sure report with anything that I see interesting if it relates to personal finance and money!
While I prepare for the show tomorrow, [...] ... ( more)
From Money Ning - view blog entries - visit this blogJanuary 11, 2021 at 11:30 am ET
Like many, I’m hoping to buy a home someday instead of renting an apartment. In fact, my fiancee and I almost bought our first home during March of 2007. We were very excited at the time because it was going to be our first house and we even drove over to see other [...] ... ( more)
From Money Ning - view blog entries - visit this blogJanuary 9, 2021 at 11:30 am ET
My fiancee is in Las Vegas for the CES 2007 trade show held once a year for companies to showcase new consumer electronics. Not only do I not get to go, I have to be stuck home alone! Usually when I am alone, I end up eating out. However, since I wanted [...] ... ( more)
From Money Ning - view blog entries - visit this blogJanuary 8, 2021 at 11:30 am ET
In life, we need to take action. Today, I need everyone to start saving immediately if you haven’t yet. How many of us have always thought about saving but think that we can always do it tomorrow? We always think that we can wait, but you will be waiting forever to be financially free too.
We [...] ... ( more)
From Money Ning - view blog entries - visit this blogJanuary 7, 2021 at 11:30 am ET
One of the reasons why we don’t like to go to work is because there seems to be so much we need to do. Endless deadlines that need to be met and we just want to throw our hands up and say “That’s it! I give up!”. Sometimes I feel very unmotivated [...] ... ( more)
From Money Ning - view blog entries - visit this blogJanuary 6, 2021 at 2:01 pm ET
Hello to all personal finance article seekers! This is the first Sunday roundup of 2008 and I hope to bring you the best from the web in the year ahead. Please continue to let me know how I can improve this blog for you and enjoy the articles below!
My Two Dollars gives us some tips [...] ... ( more)
From Money Ning - view blog entries - visit this blogJanuary 4, 2021 at 11:30 am ET
Every year, I analyze my spending during the past year to spot irrational behavior and see where my money went. By doing this, I’m able to help myself find ways to save more in the future because I’m aware of where I like to slurge. I also use this opportunity to improve my budget for [...] ... ( more)
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