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Thursday, July 3, 2020
How cool am I? (2 clicks)
From Loonies And Sense - view blog entries - visit this blog
July 3, 2020 at 9:00 am ET
So yesterday morning, I demonstrated to the world at large just how cool I am in the face of punishing market drops. My take? The recent slide is nothing to worry about, and we're still ... (more)

From Loonies And Sense - view blog entries - visit this blog
July 3, 2020 at 8:30 am ET
Both Paid Twice and Make Your Nut posted recently about changes to their property tax payments. Like many new homeowners, they make escrow payments to their mortgage lender in order to cover their periodic property ... (more)

Wednesday, July 2, 2020
From Loonies And Sense - view blog entries - visit this blog
July 2, 2020 at 1:47 pm ET
On the first business day of every month, I post my update for the previous month's progress, and set goals for the month to come.I got side-tracked from my blogging duties in June, and didn't ... (more)

From Loonies And Sense - view blog entries - visit this blog
July 2, 2020 at 9:45 am ET
From May 31 to June 30, the market value of my retirement savings dropped from $53,547.77 to $51,463.61. That's a decrease of $2,084.16, or 3.9%, which represents an annualized rate of return of -37.8%. Let's ... (more)

June update (2 clicks)
From Loonies And Sense - view blog entries - visit this blog
July 2, 2020 at 8:30 am ET
Well, I hope everyone had an enjoyable Canada Day, and that those of you south of the border are gearing up for Independence Day on Friday. Let's see how the month of June treated us.First ... (more)

Tuesday, July 1, 2020
From Loonies And Sense - view blog entries - visit this blog
July 1, 2020 at 8:30 am ET
Unlike last year's rather tardy Canada Day greeting (which also happened to be the first echo of my "Hello World" post), this year I thought I'd offer my wishes for the nation's birthday in a ... (more)

Monday, June 30, 2020
Enter the TFSA (5 clicks)
From Loonies And Sense - view blog entries - visit this blog
June 30, 2020 at 12:10 pm ET
Checking my account balances online this weekend, I noticed a link on ING's front page to information on the Tax Free Savings Account that will make its debut in Canada in 2009. The folks at ... (more)

Thursday, June 26, 2020
From Loonies And Sense - view blog entries - visit this blog
June 26, 2020 at 4:07 pm ET
Today was payday in the Loonie household, and I've updated my progress bars and NCN Network chart to reflect my current debt reduction and savings progress. No big changes this month, as I'm largely treading ... (more)

From Loonies And Sense - view blog entries - visit this blog
June 26, 2020 at 12:35 pm ET
Ms. Loonie and I live in a high-rise condominium complex. The units in our building are all equipped with en-suite laundry machines, and our washer and dryer are approximately four years old. These appliances are ... (more)

Tuesday, June 17, 2020
From Loonies And Sense - view blog entries - visit this blog
June 17, 2020 at 10:23 am ET
Ten days ago, with little fuss and no fanfare, Loonies And Sense turned one year old. I celebrated this occasion by waiting ten more days before even logging into my Blogger account.I guess you could ... (more)

Monday, June 2, 2020
May update (4 clicks)
From Loonies And Sense - view blog entries - visit this blog
June 2, 2020 at 3:20 pm ET
May has come and gone, and we're heading toward summer. Although this past month has been a nearly complete hiatus for me, I'm back and ready to tackle the decisions that come with Ms. Loonie's ... (more)

May update (2 clicks)
From Loonies And Sense - view blog entries - visit this blog
June 2, 2020 at 3:20 pm ET
May has come and gone, and we're heading toward summer. Although this past month has been a nearly complete hiatus for me, I'm back and ready to tackle the decisions that come with Ms. Loonie's ... (more)

Thursday, May 29, 2020
From Loonies And Sense - view blog entries - visit this blog
May 29, 2020 at 8:29 am ET
Well that has to be a record for me. Since my last payday update post two weeks ago, I haven't managed to write a word for the blog. There's a reason/excuse for this, but whatever ... (more)

Thursday, May 15, 2020
From Loonies And Sense - view blog entries - visit this blog
May 15, 2020 at 10:13 am ET
Greetings, all. I apologize for my radio silence this past week. A lot has been going on in the Loonie household, which you might think would mean more stuff to post about, but I honestly ... (more)

Wednesday, May 7, 2020
From Loonies And Sense - view blog entries - visit this blog
May 7, 2020 at 11:52 am ET
Back in March, I posted about the dismal returns I was seeing on my retirement investments. When taking into account my bi-weekly ESP payroll deductions, my investment performance from April 2007 through February 2008 represented ... (more)

Monday, May 5, 2020
From Loonies And Sense - view blog entries - visit this blog
May 5, 2020 at 11:17 pm ET
In last week's post of my April month-end status, I noted that, for the first time since I've been tracking it, my Net Investable Assets became positive. During the month of April, my NIA went ... (more)

Thursday, May 1, 2020
Payday update (1 click)
From Loonies And Sense - view blog entries - visit this blog
May 1, 2020 at 12:59 pm ET
Well, I've posted my April update, and with today as the first payday of a three-pay month, I've also updated my progress bars and NCN Network chart.I've crossed another milestone with today's payment against my ... (more)

From Loonies And Sense - view blog entries - visit this blog
May 1, 2020 at 12:49 pm ET
On the first business day of every month, I post my update for the previous month's progress, and set goals for the month to come.Here are my goals for May:Reduce my revolving debt to $19,850 ... (more)

April update (7 clicks)
From Loonies And Sense - view blog entries - visit this blog
May 1, 2020 at 12:40 pm ET
Well, we've survived the month of April. Hopefully, your taxes are all sorted out. How did you make out with your 2007 taxes? Do you have a plan to do better next year?Let's look at ... (more)

Thursday, April 24, 2020
From Loonies And Sense - view blog entries - visit this blog
April 24, 2020 at 12:45 pm ET
At the beginning of every month, I tally up my assets and liabilities, and calculate three financial snapshot numbers:Net Worth - This is my total assets, including home, car, retirement investments, and liquid savings, minus ... (more)

From Loonies And Sense - view blog entries - visit this blog
April 24, 2020 at 11:17 am ET
With less than a week to go, many Canadians are scrambling to complete their 2007 tax returns befor the April 30 deadline. Million Dollar Journey is among these last-minute folks, and he has a great ... (more)

Wednesday, April 23, 2020
From Loonies And Sense - view blog entries - visit this blog
April 23, 2020 at 1:50 pm ET
Today's weigh-in once again showed no forward progress. I'm holding steady at 207lbs, which is frustrating but not surprising. I've really been watching the caloric intake side of things, but I haven't been as successful ... (more)

From Loonies And Sense - view blog entries - visit this blog
April 23, 2020 at 1:37 pm ET
Well, although they took their time, the Canadian banks have indeed dropped their prime lending rate in response to yesterday's Bank of Canada rate cut. With the overnight rate at 3.00%, and bank prime at ... (more)

Tuesday, April 22, 2020
From Loonies And Sense - view blog entries - visit this blog
April 22, 2020 at 10:27 am ET
As expected, the Bank of Canada announced another interest rate cut this morning, taking the key interest rate from 3.50% to 3.00%.The BoC cites a "deeper and more protracted economic slowdown in the U.S. economy", ... (more)

Thursday, April 17, 2020
From Loonies And Sense - view blog entries - visit this blog
April 17, 2020 at 12:47 pm ET
Apologies for the lack of posts so far this week. Things have been a bit hectic, and I haven't had the mental bandwidth to put together a coherent post. Anyway, today was payday, and if ... (more)

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