|
|
 New! (December 27) We are now indexing 1,000 blogs! Also, we're announcing a previously undocumented feature already in use on a few
personal finance blogs.
Viewing entries forView all blogs (popular) | Personal finance (popular) | Real estate (popular) | Investing (popular) | Visit Items 1 - 25 of 148
    Sunday, May 11, 2020 Weekend Reading: May 11, 2020 (9 clicks)
From Moolanomy - view blog entries - visit this blog
May 11, 2020 at 9:00 am ET Happy Mother’s Day everyone. This special day makes it an auspicious start to a new week and I hope everyone has a chance to do something special for their wife and mom. The past few days were definitely interesting, and here are the highlights.
A couple of media mentions
Moolanomy received a couple of media mentions. Although most of these don’t make a huge difference in term of readership, it feels great to be noticed:
AZCentral.com 12 News mentions 10 Ways New Parents Overspend On Their Newborns in their Money saving secrets article.
The Morning Mix also mentioned the baby article ... (more) Friday, May 9, 2020 Roadmap To A Better Financial Health (8 clicks)
From Moolanomy - view blog entries - visit this blog
May 9, 2020 at 9:00 am ET In the past few years, Americans average savings rate has declined precipitously — in fact the current savings rate is practically zero. This means that as a society, we are not saving any money. Worse, we have a habit of borrowing to fuel our consumption. We are spending more than we earn, and that’s a recipe for financial disaster.
In this article I’d like to present a potential road map to restore your financial health.
Recognizing the problem and having the determination to fix it
I believe self-awareness is an important first step in any endeavor. Personal ... (more) Wednesday, May 7, 2020 Frugal Or Cheap? Here’s A Test (27 clicks)
From Moolanomy - view blog entries - visit this blog
May 7, 2020 at 9:00 am ET Here’s some mid-week fun for Moolanomy’s readers. Have you ever wondered if you are frugal or cheap? I do. I always consider myself frugal, but my wife calls me cheap — go figure!
Here’s a little test. Just answer the 10 questions below and write down your answers on a sheet of paper.
Are You Frugal Or Cheap?
1. Do you eat out (not counting lunches at work)?
All the time
2-3 times a week
2-3 times a month
Never
2. When you eat out, do you?
I order whatever I crave
Order an entree for each person and take leftover to go
Share our meals to ... (more) Tuesday, May 6, 2020 From Moolanomy - view blog entries - visit this blog
May 6, 2020 at 9:00 am ET Money management is a tedious endeavor for many of us. It takes a significant amount of time and energy to keep track of expenses, come up with a balanced budget, and figure out ways to save money. Personally, I put my finances on autopilot and don’t worry about these things. However, I have been enjoying the greater level of financial clarity ever since I started using Mint.com.
Put Your Expense Tracking On Autopilot
It’s surprisingly easy to get started with Mint. The first major step is to add my financial accounts to the system –- i.e., banking, credit ... (more) Monday, May 5, 2020 From Moolanomy - view blog entries - visit this blog
May 5, 2020 at 9:00 am ET Mother’s Day 2008 is Sunday, May 11th. Do you have something picked out for your mom yet? When it comes to buying gift, I am pretty lousy. I always feel overwhelmed and usually scramble at the last minute. This Mother’s Day, I would like to do something special for three moms — i.e., my mom, my wife (on behalf of my son), and her mom. But as usual I have no idea where to start.
Personally, I am not too thrilled about chocolates and flowers — although my wife loves Godiva chocolates. So, I have been looking ... (more) Sunday, May 4, 2020 Weekend Reading: May 4, 2020 (6 clicks)
From Moolanomy - view blog entries - visit this blog
May 4, 2020 at 12:27 pm ET I’d like to do a quick roundup this week to highlight some new features introduced in the past few days. I think you will really like these:
Recent Discussions - On the main navigation bar, the second link is “Discuss“. This link displays 30 posts with recently added comment. If you are familiar with discussion forums, you’ll love this feature. It is an easy way for you to follow conversations on Moolanomy.
Free Magazines - A little further to the right on the navigation bar is a “Free Magazines” link to TradePub-hosted web site, where you can apply ... (more) Friday, May 2, 2020 From Moolanomy - view blog entries - visit this blog
May 2, 2020 at 9:00 am ET Net Worth Review
We definitely saw good recovery in April, but you really have to ask how much more can the Fed cuts interest rates. The S&P 500 index went up +4.75% from 1322.70 to 1385.59. According to NetworthIQ, my net worth actually went up +1.70% and net investable assets went up +6.22%, or from 22.09% to 23.47% of $1 million goal — overall, an excellent month.
Highlights
My overall alternative income from blogging grew 13%.
My peer-to-peer investments grew:
Prosper grew from $340.56 to $425.55 with 7 loans at an average interest rate of 11.69%. Again, average interest rate dropped further this ... (more) Thursday, May 1, 2020 From Moolanomy - view blog entries - visit this blog
May 1, 2020 at 1:00 pm ET On April 1st, I announce that I’ll be giving away a $50 Amazon Gift Card and five 125×125 ad spots to reward my readers and fellow bloggers who referrer visitors to Moolanomy. Before, I announce the winner, I would like to make sure that you all are aware of the May’s giveaway: $50 Best Wedding Tips and Stories Giveaway! Likewise, I’ll be giving away five 125×125 ad spots to 5 of the top 10 referrers.
Winner of the $50 Amazon Gift Card
To choose the winner, I use a random numbers generator to generate 10 random numbers between comment ID # ... (more) From Moolanomy - view blog entries - visit this blog
May 1, 2020 at 9:00 am ET Neither one of my parents know how to invest in the stock market, and it wasn’t a part of my formal education. I had to learn everything on my own, so I know how intimidating it is for people who are new to investing. Where do I start? What do I invest in? How am I doing? There are just so many questions.
In this post, I am going to try to make it as easy as possible for someone brand new to investing to get started.
1. Money That You Can Afford To Lose
Investing is unlike putting money ... (more) Wednesday, April 30, 2020 The Cost of Road Rage and Aggressive Driving (22 clicks)
From Moolanomy - view blog entries - visit this blog
April 30, 2020 at 9:00 am ET I missed work yesterday because I was a victim of road rage (ironically, after I wrote about safe driving last week). Someone felt it was acceptable to block two lanes of a three lanes highway, get out of his car, open my door and start beating me. As the closing blow he slammed the door in my face and left a huge dent on my door with a swift kick. The reason? I didn’t let him merge back onto the highway after he sneaked onto the entrance ramp to selfishly pass about a dozen cars in front of him.
It could ... (more) Tuesday, April 29, 2020 The Best Wedding Tips and Stories Giveaway (7 clicks)
From Moolanomy - view blog entries - visit this blog
April 29, 2020 at 9:00 am ET The wedding season is upon us. In a few weeks, we will be seeing weddings and happy faces all around us. As a way of rewarding my readers and bloggers who regularly read Moolanomy, I am going to start another giveaway.
The Best Wedding Tips and Stories Giveaway
The Prize
The prize for April’s giveaway was a $50 Amazon gift card (psst…you still have 2 more days to enter). This time around you can choose one of two prizes:
$50 Amazon Gift Card, OR
$50 cash that will be send to you via Revolution Money Exchange (psst…you get $25 just to sign ... (more) Monday, April 28, 2020 From Moolanomy - view blog entries - visit this blog
April 28, 2020 at 9:00 am ET As some of you may know the economic stimulus check is coming one week early! You might say, “Hey, that’s old news.” Well, I am not here to tell you about the rebate check coming week early (this week instead of next). I am here to share with you why I am happy that it’s coming a week early.
One year ago she got pregnant…
The story starts about one year ago in mid-March. My wife missed her period, so we went out and bought a home pregnancy test. We even spent extra for the one that spell ... (more) Friday, April 25, 2020 34 Ways To Save Money On Car Expenses (9 clicks)
From Moolanomy - view blog entries - visit this blog
April 25, 2020 at 9:00 am ET With the recent increases in gas price, everyone is feeling the pinch. What used to be a $30 fill up is now $40. And every household budget is in crisis from the rising gas price, along with everything else. So, I figure this is a good time to share some money saving tips.
Save Money On Car Purchases
If you have a car, keep the car longer if it’s still in good working order.
If you need a car, buy a used car.
Buy a fuel efficient car.
Buy the right car for your driving needs — for example, don’t buy a ... (more) Thursday, April 24, 2020 25 Ways To Save Money On Health Care (6 clicks)
From Moolanomy - view blog entries - visit this blog
April 24, 2020 at 9:00 am ET I came home from work last night and my wife handed me the May issue of Parents magazine. She pointed out an articled called “25 Ways to Save Money on Health Care” by Teri Cettina. She thought I might like it, and she was right!
I am going to share the 25 ways here, [...] ... (more) Wednesday, April 23, 2020 10 Ways New Parents Overspend On Their Newborns (17 clicks)
From Moolanomy - view blog entries - visit this blog
April 23, 2020 at 9:00 am ET My wife and I have been new parents for nearly five months now. Lucky for us, we got some good advices early on, including those from a guest post by Paidtwice: 10 “Preparing For Baby” Tips For the Frugal-Minded. However, I understand how easy it is to overspend on newborns. They are so [...] ... (more) Tuesday, April 22, 2020 From Moolanomy - view blog entries - visit this blog
April 22, 2020 at 9:00 am ET After reading Pinyo’s article entitled 7 key factors to Build successful alternative income streams. It really got me thinking about the various aspects of our personal finances and how appropriate each one is. In the article Pinyo makes an excellent point right at the start in which he comments
Do what you love, if you hate [...] ... (more) Monday, April 21, 2020 My Biggest Budget Busters (2 clicks)
From Moolanomy - view blog entries - visit this blog
April 21, 2020 at 9:00 am ET Lynnae at Being Frugal tagged me and asked about my biggest budget busters. The request could’ve been difficult since I don’t budget. Fortunately, I have been experimenting with Mint.com, and I was able to pull out some big purchases and budget busters. So, here are my top fives (in the reverse order):
5. [...] ... (more) Sunday, April 20, 2020 Weekend Reading: April 20, 2020 (24 clicks)
From Moolanomy - view blog entries - visit this blog
April 20, 2020 at 9:02 am ET This was a great week for members of the M-Network. Here are just a few highlights:
First, be sure to check out our brand new M-Network Blogs home page.
Being Frugal welcomed CNN readers after her blog was featured CNN Living, $10,000 for child’s birthday party?
Single Guy Money was cited as one of the best [...] ... (more) Friday, April 18, 2020 Labor Capital, The Forgotten Asset Class (20 clicks)
From Moolanomy - view blog entries - visit this blog
April 18, 2020 at 9:00 am ET The first time I heard the term “Labor Capital” clearly explained was in our monthly column by Larry Swedroe. So what is labor capital? Basically, it’s your ability to generate income by trading your labor for money. Larry advises that investors should take their labor capital into consideration when deciding their asset [...] ... (more) Thursday, April 17, 2020 From Moolanomy - view blog entries - visit this blog
April 17, 2020 at 9:00 am ET Initially, I wasn’t going to write about the change at Lending Club, because I didn’t want to speculate. But since I wrote about it a few times, I felt obligated to share my thought on this event to my readers.
A Quick Background
Lending Club is a peer-to-peer lending network where you could sign up as [...] ... (more) Wednesday, April 16, 2020 From Moolanomy - view blog entries - visit this blog
April 16, 2020 at 9:00 am ET Kent Irwin, who recently wrote a guest article: Is Suze Orman Right, Can You Be Your Own Financial Planner?, sent me a free license to use his eFinPLAN online financial planning software. In this post, I am going to provide you with my initial experience, and I will follow up with a second post to discuss the 64-page report I received — yes, 64 pages!
Before I begin, I will share a few things I didn’t like — the interface and usability. It is an old school web site that doesn’t have the crisp Web 2.0 look and feel. ... (more) Tuesday, April 15, 2020 From Moolanomy - view blog entries - visit this blog
April 15, 2020 at 9:00 am ET For both parents and students, off-to-school shopping can be an important financial lesson that should be shared. It is a prime opportunity for parents to get to teach their kids a few remaining lessons about budgeting and personal finance: two very important lessons college kids should be learning before leaving the nest.
Here are fifteen tips that will help both parents and students stay on track and avoid a credit disaster when shopping for the basics and the luxuries before heading to the dorm:
1. Take Inventory
Before even hitting the malls, take stock of what is already at home. Sure it is ... (more) Monday, April 14, 2020 Touching Peoples’ Lives (6 clicks)
From Moolanomy - view blog entries - visit this blog
April 14, 2020 at 9:00 am ET When I started blogging, I’d never thought that my writing could possibly impact anyone. Above all else, it was a way for me to learn more about money management. It was more about me than it was about others. This all changed last Friday, when I read a blog post from Cootiehog: Monthly Bill Reduction - How We Did It.
In my last post I talked about how I was able to not only restore our Disney fund but send in a huge tithe AND pay off almost 20% of my credit card debt. You may wonder HOW I ... (more) Sunday, April 13, 2020 Weekend Reading: April 13, 2020 (4 clicks)
From Moolanomy - view blog entries - visit this blog
April 13, 2020 at 9:00 am ET This afternoon I ran across a few interesting articles I’d like to share. But first, I’d like to remind you that there’s still 17 days left before I pick one lucky winner to receive a $50 Amazon gift certificate. The winner will be randomly chosen from the comments and trackbacks left in April — so you could leave a comment, or link to Moolanomy to enter…the more the better!
Earlier this week LendingClub announces that it no longer accept new lenders and terminates the referral program (via The Dough Roller). This drew various responses among the PF bloggers: ... (more) Friday, April 11, 2020 Credit Card Arbitrage, Is It Worth It? (18 clicks)
From Moolanomy - view blog entries - visit this blog
April 11, 2020 at 9:00 am ET This article is not meant to convince you to try credit card arbitrage — rather, it’s meant to start a discussion around it. Ultimately, I would like to hear your thought on credit card arbitrage as a money making strategy.
First, we start off with a little background information.
What Is Credit Card Arbitrage?
Credit Card Arbitrage is a strategy where the arbitrager borrows money from credit cards that offers 0% APR for a certain amount of time (usually 6 or 12 months).
For example, these cards offer no-fee 0% APR transfer:
Clear from American Express
Pulaski Bank Gold Visa® Card
IberiaBank Visa® Platinum Rewards Card
ESPN ... (more) Items 1 - 25 of 148
|
Want a Free Blog?
Services like wordpress.com and
Blogger let you create free blogs
quickly. Once you start your personal finance blog, let us know, and if it qualifies we
will add you to the aggregator!
|
| money | investing | saving | frugal | personal finance | personal finances | finance | finances | financial blog | financial blogs |