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Thursday, April 3, 2021
From Prosperous Land - view blog entries - visit this blog
April 3, 2021 at 10:41 am ET
Every once in a while, I state a snapshot of Prosper's state lending limits to see how things are changing over time. Some states tie their lending limits to the Fed Funds rate or some ... (more)

Wednesday, April 2, 2021
From Prosperous Land - view blog entries - visit this blog
April 2, 2021 at 1:39 pm ET
This is part of my ongoing series monitoring collections efficiency (January's report for comparison). For a reminder on the methodology, I took a snapshot of all of Prosper's loans on February 1 and compared their ... (more)

Tuesday, April 1, 2021
From Prosperous Land - view blog entries - visit this blog
April 1, 2021 at 9:58 am ET
After extensive investigation, Prosperous Land can now report that Prosper is attempting to manipulate the 2008 election process. Based in liberal San Francisco and quietly supported by Nancy Pelosi herself, Prosper has employees with well ... (more)

Monday, March 31, 2021
From Prosperous Land - view blog entries - visit this blog
March 31, 2021 at 2:28 pm ET
It looks like Prosper will once again be at Finnovate this year, amongst 40 young and upcoming financial startups: Already 40 leading startups have committed to demoing their products (no PowerPoint allowed) including: Andera, Aradiom, Authentium, ... (more)

From Prosperous Land - view blog entries - visit this blog
March 31, 2021 at 10:26 am ET
I found this little oops in the Warsaw Business Journal (English translation): "In Poland, the difference between interest rates for loans and those on bank deposits is so large that [this situation] presents a great opportunity ... (more)

Friday, March 28, 2021
From Prosperous Land - view blog entries - visit this blog
March 28, 2021 at 10:31 am ET
A while back, I had written to encourage Prosper lenders to truly diversify their loans. It's not enough to spread your loans across different credit grades if they're all in California, for example. Such a ... (more)

Thursday, March 27, 2021
From Prosperous Land - view blog entries - visit this blog
March 27, 2021 at 11:25 am ET
Yeah, it's a double-post day. I just spotted this on Calculated Risk. The AP is reporting that the FDIC is staffing up for an anticipated rush of bank failures. The Federal Deposit Insurance Corp. wants to ... (