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From I've Paid For This Twice Already - view blog entries - visit this blogJune 16, 2020 at 6:22 am ET
When I started my first real job at 14, I didn’t have many expenses. I lived at home with my parents, I wasn’t old enough to drive, I didn’t have a significant other (yet) to spend money on. So I saved the vast majority of my earnings. Although I instinctively enjoyed the [...] ... ( more)
From I've Paid For This Twice Already - view blog entries - visit this blogJune 15, 2020 at 9:14 am ET
I am still working on catching up from my tooth extraction but here are some posts from the M-Network and beyond this past week I hope you enjoy!
My Two Dollars: How Our Finances Will Drastically Change Starting July 1.
Plonkee Money: Secret Money Saving Trick.
Moolanomy: Should I Borrow From My 401K Plan?
Cash Money [...] ... ( more)
From I've Paid For This Twice Already - view blog entries - visit this blogJune 13, 2020 at 5:54 am ET
A while back, I came up with the concept of a debt crossover point, inspired by the more traditional crossover point I have read about in relation to investment income. The traditional crossover point is the point where your income from investments meets your budgeted needs, and you no longer rely on a job [...] ... ( more)
From I've Paid For This Twice Already - view blog entries - visit this blogJune 12, 2020 at 6:33 am ET
Being forced to stay in a reclined position for a few days after my wisdom teeth surgery, I had the opportunity to observe some TV. I don’t have a laptop computer and the pain medicine made concentrating on reading almost impossible, so TV occupied my brain when I was awake. Mostly, I slept, [...] ... ( more)
From I've Paid For This Twice Already - view blog entries - visit this blogJune 11, 2020 at 6:34 am ET
Setting a goal can be an empowering thing. The simple act of deciding on a course of action and planning a way to accomplish it can do wonders for motivation and cause significant forward progress in an area that may have been stagnating. But sometimes we outgrow our goals, or they outgrow us, [...] ... ( more)
From I've Paid For This Twice Already - view blog entries - visit this blogJune 10, 2020 at 6:03 am ET
I feel like I’m in a pretty weird place right now, but an assuredly common one as well. I’ve been going all out at our debt reduction for almost a year now. It’s been our first priority when considering any and all financial decisions, and I’ve been very committed to eliminating all of [...] ... ( more)
From I've Paid For This Twice Already - view blog entries - visit this blogJune 9, 2020 at 9:31 am ET
The regular normal posting will continue bright and early tomorrow morning, I just wanted to let everyone know that I survived the wisdom teeth extraction just fine and am almost back to normal. I spent two days in a lot of pain and my sockets took forever to stop bleeding, but all seems well [...] ... ( more)
From I've Paid For This Twice Already - view blog entries - visit this blogJune 6, 2020 at 6:03 am ET
This week, my articles appeared in 5 different carnivals around the web and I wanted to highlight those this morning while I am preparing for my wisdom teeth removal and thank the hosts. If you are not familiar with what a carnival is, it is a collection of recent posts on a specific topic [...] ... ( more)
From I've Paid For This Twice Already - view blog entries - visit this blogJune 5, 2020 at 5:35 am ET
The M-Network blogs are doing a series on vacation tips this week. On Tuesday I talked about getting deals on airline tickets and my methods for doing so in the past. Today I have tips for dealing with an emergency while traveling. There are a number of different types of emergencies that [...] ... ( more)
From I've Paid For This Twice Already - view blog entries - visit this blogJune 4, 2020 at 5:59 am ET
My brain, frankly, just hurts right now. I’m not sure yet what exactly wrong with the electrical. I’m not sure what has to be done to fix it. I did find out yesterday that our electrical board is one of two brands that lost their UL certification, so that makes me oh so pleased about [...] ... ( more)
From I've Paid For This Twice Already - view blog entries - visit this blogJune 3, 2020 at 3:11 pm ET
I am starting to think I should start a blog dedicated solely to chronicling the real costs of owning a home, including all the things you have to fix that you never even thought about existing. Sure, when we bought this house, we knew we’d have to update a few appliances, and hopefully redo [...] ... ( more)
From I've Paid For This Twice Already - view blog entries - visit this blogJune 3, 2020 at 5:40 am ET
Today, we of the M-Network are doing a series on vacationing. Frugal tips, ideas, experiences, personal accounts…everything. Check out the other M-Network blogs for more. My topic today is airline tickets - how to get the best deal, when to fly, strategies for using the internet to help - it’s all here. Enjoy!
There [...] ... ( more)
From I've Paid For This Twice Already - view blog entries - visit this blogJune 2, 2020 at 3:51 pm ET
I just want to say thanks to the ten blogs that referred the most traffic to PaidTwice in May. This list is a bit different than all the previous ones because a few blogs linked to my economic stimulus articles and all the searching for those articles drove a lot of traffic this way. [...] ... ( more)
From I've Paid For This Twice Already - view blog entries - visit this blogJune 2, 2020 at 6:33 am ET
As we start to pay down more and more debt, I’ve started to think beyond debt. That’s an interesting idea for me, especially since it isn’t certain to me that we’ll soon be at a place where we are beyond debt for good, but yet my mind wanders to “When we are done with [...] ... ( more)
From I've Paid For This Twice Already - view blog entries - visit this blogJune 1, 2020 at 8:34 am ET
My mom has been visiting the past week, so I haven’t been keeping up on my feed reader. So this week’s link love is a roundup of the carnivals I entered - make sure to visit the carnivals and find some great articles to read!
The Carnival of Personal Finance was at Canadian Dream: Free at [...] ... ( more)
From I've Paid For This Twice Already - view blog entries - visit this blogMay 30, 2020 at 3:12 pm ET
This is the final review of Jean Chatzky’s Make Money Not Excuses and how it relates to me and my financial situation and outlook. The first review is here, Chapter 1 is here, Chapter 2 is here, Chapters 3, 4, and 5 are here, Chapter 6 is here, Chapters 7 and 8 [...] ... ( more)
From I've Paid For This Twice Already - view blog entries - visit this blogMay 30, 2020 at 6:32 am ET
1. Don’t keep track of your money. At all. After all, paying over-limit and insufficient fund fees are a great way to accumulate more debt.
2. Use credit cards for everything. But make sure to not pay them off in full each month. You want to float some of that [...] ... ( more)
From I've Paid For This Twice Already - view blog entries - visit this blogMay 29, 2020 at 4:15 pm ET
I got an email a few days back from Capital One, advertising their savings account (which has a 3.75% APY for balances of $10,000 or more). I don’t have $10,000 to plunk into a savings account right now, so for me it isn’t interesting, but the email itself made me think. If it would be [...] ... ( more)
From I've Paid For This Twice Already - view blog entries - visit this blogMay 29, 2020 at 6:38 am ET
Our son is turning four at the end of June, and my spouse and I decided that four was when we would start introducing an allowance to him. And just in time, since he’s just started to understand the concept of money and that it can buy things. We’ve been discussing how we [...] ... ( more)
From I've Paid For This Twice Already - view blog entries - visit this blogMay 28, 2020 at 3:15 pm ET
When you’re the recipient of an unexpected windfall, you might have one of two typical reactions. One is to set the windfall aside as “extra” and use it for a big splurge. The other is to absorb it into your normal spending and not really keep track of it specifically, but let it [...] ... ( more)
From I've Paid For This Twice Already - view blog entries - visit this blogMay 28, 2020 at 5:59 am ET
Hi, I’m paidtwice, and I’m in debt.
But of course, you all know that. However, sometimes I feel like my life is like that, defined by my debt progress and my current state of past payoff. I’m in “debt recovery” and I keep working and working at it but the possibility of future debt [...] ... ( more)
From I've Paid For This Twice Already - view blog entries - visit this blogMay 27, 2020 at 3:27 pm ET
I had my CT scan a month and a bit ago, which was completely unremarkable and showed nothing amiss. If I get a similar result from the colonoscopy next month I assume we’ll just wait and see if my symptoms return and to what level of severity (I have been symptom free for a [...] ... ( more)
From I've Paid For This Twice Already - view blog entries - visit this blogMay 27, 2020 at 6:31 am ET
The concept of snowflaking as I understand it originated as a spinoff of the debt snowball concept popularized by Dave Ramsey. The snowball was all the money that you could commit to budgeting to debt every month, and added to that, are the snowflakes which help your snowball grow. Those small amounts that [...] ... ( more)
From I've Paid For This Twice Already - view blog entries - visit this blogMay 26, 2020 at 9:26 pm ET
There are 5 shopping weeks in May for me, and I entered Give Me Back My Five Bucks’ grocery challenge with a goal of spending $435 or less on groceries for the month of May ($85/week plus $10 for my son’s snack week at preschool). A few weeks ago, I found a great deal on [...] ... ( more)
From I've Paid For This Twice Already - view blog entries - visit this blogMay 26, 2020 at 10:38 am ET
Welcome to the Monday morning edition of link love, courtesy of the holiday here in the US. I hope you are enjoying time with your family this weekend as I am and please hug a serviceman or servicewoman today!
With that, here are some of my favorite articles from the past week:
My Two Dollars: [...] ... ( more)
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