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From Debt Free Revolution - view blog entries - visit this blogJanuary 14, 2021 at 11:56 am ET
Today is my first day of the new semester. UGH! Back to the killing of my GPA known as organic chemistry! So let me grab another cup of coffee and get down to the fun part of today: The Carnival of Debt Reduction, 122nd edition.
My Favorite Posts: (Editor’s Picks)
Breaking the Consumer Debt Cycle from Thrifty [...] ... ( more)
From Debt Free Revolution - view blog entries - visit this blogJanuary 12, 2021 at 2:41 pm ET
OK, this is my first official post for the investing category, so I think it only fair to lay out what tiny, miniscule amount I actually know about the subject. It shouldn’t take long to exhaust LOL because I simply don’t know much because I have never been taught about investing in a way that [...] ... ( more)
From Debt Free Revolution - view blog entries - visit this blogJanuary 11, 2021 at 1:09 pm ET
With all the hoopla about credit cards (including my most recent credit card debate) I can’t believe I almost forgot about this week being the Credit Rate Reduction Rally, as declared months ago by Randy at Watch My Money Maker. I loved the idea when it was announced, and even wrote it down…but my desk [...] ... ( more)
From Debt Free Revolution - view blog entries - visit this blogJanuary 10, 2021 at 3:28 pm ET
Well, Madison and my Great Credit Card Debate has inspired further commentary out in the blogopshere, and yesterday Shana at Smart Easy Money brought up the “What about an emergency?” scenario for keeping a credit card. Longtime readers here (all 15 of you LOL) will remember this very question is what kicked off my credit [...] ... ( more)
From Debt Free Revolution - view blog entries - visit this blogJanuary 9, 2021 at 11:05 am ET
It’s my birthday today: the “big” 35. (Yes, CleverDude, I am “old”) Last year my mother called me for my birthday to call me middle-aged, and I informed her she was a year early. This year, I am dreading the ring of the phone, because now it’s “official.” I am now middle-aged. I didn’t expect [...] ... ( more)
From Debt Free Revolution - view blog entries - visit this blogJanuary 8, 2021 at 1:41 pm ET
If some of y’all heard a giant sucking sound yesterday afternoon, do not be alarmed. That was just the sound of me paying my spring tuition bill. I used my debit card online, and before I could even log off the college website it had been vacuumed out of my account! SWOOSH! Gone - just [...] ... ( more)
From Debt Free Revolution - view blog entries - visit this blogJanuary 7, 2021 at 3:48 pm ET
After commenting back and forth with Madison today, I have figured out who the true winner in this credit card debate is: Lynnae from BeingFrugal.net for cutting up her credit cards! I really do love how she worked out her frustration with Citibank as she destroyed that card … be absolutely sure to look at [...] ... ( more)
From Debt Free Revolution - view blog entries - visit this blogJanuary 7, 2021 at 10:49 am ET
And this round is in the books! Madison and I debated all weekend the pros and cons for and against credit cards, and today is the big wrap-up, the play-by-play game summary if you will. I didn’t change Madison’s mind, and she sure didn’t change mine LOL but we had great good fun and kept [...] ... ( more)
From Debt Free Revolution - view blog entries - visit this blogJanuary 5, 2021 at 4:02 pm ET
Welcome to the third day of the Great Credit Card Debate! Madison wakes up much earlier than I do, and has already addressed the points I made yesterday in her post this morning And the Credit Card Debate Continues…this may end up as a long-term ongoing thing! LOL Madison contends that most of my points [...] ... ( more)
From Debt Free Revolution - view blog entries - visit this blogJanuary 4, 2021 at 10:11 am ET
Today is the “official” kickoff to the Great Credit Card Debate between myself and Madison from My Dollar Plan even though we both fired some opening shots yesterday. Madison tells me she is working on “25 Reasons to Love Credit Cards” and I have to say I am surprised she came up with that many. Then [...] ... ( more)
From Debt Free Revolution - view blog entries - visit this blogJanuary 3, 2021 at 12:53 pm ET
I know, I know…the “Great Credit Card Debate” isn’t supposed to start until tomorrow…but this is just too much temptation for me to resist! It seems Lynnae over at BeingFrugal.net has a major and valid complaint against that credit card company I so love to hate: Citibank. They not only slapped her around with a [...] ... ( more)
From Debt Free Revolution - view blog entries - visit this blogJanuary 2, 2021 at 10:12 am ET
So the M-Network and its Annex is doing a net worth project today. The simple definition of net worth is your assets minus your liabilities. Sounds easy enough to do it after a couple cups of coffee, right?
Well, I am having problems figuring up our net worth. I know for sure we are positive for [...] ... ( more)
From Debt Free Revolution - view blog entries - visit this blogJanuary 1, 2021 at 9:46 am ET
Happy New Year! This year I did NOT wake up with a hangover… instead I feel extremely optimistic and am ready to roll up my sleeves and work our plan for 2008. Tonight or tomorrow morning I will do something I have never done before: figure our net worth. Yes, this is another multi-blog project [...] ... ( more)
From Debt Free Revolution - view blog entries - visit this blogDecember 31, 2020 at 4:05 pm ET
I don’t make New Years’ resolutions anymore. When I was younger, I used to…and they would break by March at the latest. Of course, I made all the same ones everyone else does: lose weight, stop smoking, get in better financial shape…. but no more. Around the personal finance blogosphere people are making their New [...] ... ( more)
From Debt Free Revolution - view blog entries - visit this blogDecember 28, 2020 at 12:03 pm ET
I’ve got a slight case of blogger’s block (similar to writer’s block) so I thought it would be a good time to do a few announcements and recaps :) The first major announcement is that I stepped down from the M-Network this month. M-Network is very active, and with me taking organic chemistry part 2 [...] ... ( more)
From Debt Free Revolution - view blog entries - visit this blogDecember 27, 2020 at 11:49 am ET
Yesterday I took a look back at the previous year of getting my finances into order and working hard on debt reduction. Today I want to look ahead, at the year coming up. And WOW does it look good now!
First thing first will be to kill off the truck note in late March or early [...] ... ( more)
From Debt Free Revolution - view blog entries - visit this blogDecember 26, 2020 at 12:25 pm ET
One year ago today I was in a totally different place financially! For the full story, take a look at my story about how I found Dave Ramsey. Most Ramsey fans I tell it to call it providence or “meant to be.” That post has alredy been written, so today I am going to take [...] ... ( more)
From Debt Free Revolution - view blog entries - visit this blogDecember 24, 2020 at 1:43 pm ET
Dave Ramsey did a “giving hour” on Friday and one of his callers described something they call “elfing,” which is going out to eat and leaving a huge tip for the server. I think this is a great idea (especially since I work for tips as a pizza delivery driver!) and we just got back [...] ... ( more)
From Debt Free Revolution - view blog entries - visit this blogDecember 22, 2020 at 12:36 pm ET
I participated in Lynnae’s 12 Days of Christmas, PF Bloggin’ Style, and promised everyone a wrap-up. So here it is folks, with the proverbial red ribbon:
12 Frugal Things (to cut your budget)
11 Ways to Get Paid
10 Creative Ways to Destroy your cards (a personal favorite)
9 Financial Tips
8 Tips for Efficiency
7 Things when you’re swimming (in [...] ... ( more)
From Debt Free Revolution - view blog entries - visit this blogDecember 21, 2020 at 2:06 pm ET
The past couple days I have been on this kick started by my father-in-law who insists people “need” to have credit to survive, and plonkee’s comment that I am “insistant.” Plonkee asserts that not only am I insistant that *I* will get out of debt, but I am insistant that ANYONE can get out of [...] ... ( more)
From Debt Free Revolution - view blog entries - visit this blogDecember 20, 2020 at 3:30 pm ET
For many many years I have been called “stubborn” by my mother. When she actually admires my bullheadedness and stubbornness, she will call it “determination.” Just recently on a blogger board, plonkee called me “insistant,” saying I am insistant about getting out of debt and that anyone can get out of debt also if they [...] ... ( more)
From Debt Free Revolution - view blog entries - visit this blogDecember 19, 2020 at 1:54 pm ET
Last night my father-in-law stopped by again for a quick visit and a sleepover while he is travelling from frozen Indiana to his home in sunny Florida. Y’all might recall last time he visited, I got treated to the new car and leased car arguement…well last night he made the statement that we supposedly NEED [...] ... ( more)
From Debt Free Revolution - view blog entries - visit this blogDecember 18, 2020 at 5:40 pm ET
OK, hopefully I am done with the repair bills on the Pizza Taxi for now. Here’s the total financial damage for this episode:
Tow truck, Sunday night: $55
New battery (75 month) $76
Replace serpentine belt and fuel filter: $153
“Remanufactured” alternator: $133
Replace aleternator (labor): $92
Total cost over the past 48 hours is $509 and I think I have [...] ... ( more)
From Debt Free Revolution - view blog entries - visit this blogDecember 18, 2020 at 10:49 am ET
The Pizza Taxi is still down…in fact it ironically broke down on the way home from work last night right in front of Domino’s, my old employer. For all you mechanic-types out there, here’s what it is doing:
The battery light flickers on and off on the dash
The other dash lights go out (can’t see spedometer)
the airbag [...] ... ( more)
From Debt Free Revolution - view blog entries - visit this blogDecember 16, 2020 at 11:47 pm ET
I am a little riled tonight…my beloved and trusty Pizza Taxi, a 2000 Ford Escort ZX2 5-speed stick shift, DIED out on a delivery while at work! I’ve had this car for 6 years now and never had a breakdown, so I guess I just got used to it being 100% reliable.
On my 2nd delivery [...] ... ( more)
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