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Friday, October 31, 2020
From PiggyBankBlues - view blog entries - visit this blog
October 31, 2020 at 3:57 pm ET
I just finished renovating our monthly budget, and under Groceries I have $400 per month (covers both M and I). I am going to hazard a guess and say that this is a nice blend of wishful thinking and total denial. Since New Year's resolutions are right around the corner, I figured I might as well find out. So for the month of November I'm going to save all grocery/bodega/food co-op receipts and see what the final tally is. I figure that we should be able to eat in on $100 a week, so one of ... (more)

Thursday, October 30, 2020
From PiggyBankBlues - view blog entries - visit this blog
October 30, 2020 at 7:42 pm ET
New York Governor David Patterson was in Washington this week testifying before Congress regarding New York State's projected 3.5 year budget deficit of $47 billion dollars. Egads.New York State has long paid more in federal taxes than it gets back in aid from the Feds. While I agree in principle that the wealthier states should shoulder more of the financial burden than, say, Alabama, it is also ironic that it's the blue states who pick up the tab and are then held hostage by the red states' conservative politics. If pro-American is pro-rata, then Palin is on ... (more)

Tuesday, October 28, 2020
From PiggyBankBlues - view blog entries - visit this blog
October 28, 2020 at 11:27 pm ET
The NY Times article, As Economy Slows, Lenders Begin to Curb Credit Cards brings the credit crisis from Wall Street to, you know, your street. If you want a pretty decent primer on how to protect yourself, check out the San Diego Union-Tribune piece here.Either I have sucker written in halogen across my forehead, or my credit must be pretty good because the past few weeks I've seen an uptick in credit card offers stuffing my mailbox. That isn't exactly the norm right now, and the Times article lays out some basic ways that we'll start to feel ... (more)

Wednesday, October 22, 2020
From PiggyBankBlues - view blog entries - visit this blog
October 22, 2020 at 2:03 pm ET
Despite the fact that the economy has the moody blues, the season of holiday parties and other frivolity requiring a high alcohol tolerance and fashionable studs is fast approaching. For the fashionistas on a strict budget, Lewis Cho is having a wharehouse sale with everything $50 or less. A wardrobe update with up to 80% off sounds pretty good right about now!Sale is Tuesday, Oct 28th, Wednesday, Oct 29th and Thursday, Oct 30th from 11am - 8pm at:Lewis Cho225 W. 36th Street, Suite 701, between 7th & 8th Aves.212-629-9329Support your favorite indie fashion designers! ... (more)

Friday, October 17, 2020
From PiggyBankBlues - view blog entries - visit this blog
October 17, 2020 at 12:05 pm ET
Warren Buffet's NY Times Op-Ed, Buy American. I Am. has a short two word per two sentence title. His advice, on his authority. I couldn't possibly say it better, so I encourage you to click and read.A preview:A simple rule dictates my buying: Be fearful when others are greedy, and be greedy when others are fearful. ... (more)

Friday, October 10, 2020
Finding Bottom (2 clicks)
From PiggyBankBlues - view blog entries - visit this blog
October 10, 2020 at 3:57 pm ET
While the markets continue to walk the plank, I've been trying hard to think of ways not to completely lose my mind. I like to repeat the mantra, It's all about the number of shares, not the dollar amount, the number of shares... Does it work? Uh, not really.After the Dow cracked 8000 yesterday, I decided to buy in. Because after all, you buy low, right? Honestly, the best thing to do with your money right now is to buy stock. But that is much easier said than done. The problem with buying ... (more)

Wednesday, October 1, 2020
From PiggyBankBlues - view blog entries - visit this blog
October 1, 2020 at 12:51 pm ET
The past month has been dramatic, and certainly the past few days are no exception. With a whirlwind of controversy over the failed bailout plan, there seems to me to be some misplaced rage. Thomas Friedman's Op-Ed, Rescue the Rescue, hits the nail on the head. Count me in to tar and feather the brokers, who James Cramer lays blame to in a recent New York Magazine article:The unraveling started with brokers searching for new income streams after the post-dot-com collapse of equities. With the Federal Reserve taking interest rates down to 1 percent to jump-start the ... (more)

Thursday, September 18, 2020
From PiggyBankBlues - view blog entries - visit this blog
September 18, 2020 at 1:32 pm ET
Talk about high drama on Wall Street. I don't even know where to begin. Normally when large established companies start to tank, they are gobbled up by healthier companies. They don't just fail.The Economist's Nightmare on Wall Street has a pretty succinct recap.EVEN by the standards of the worst financial crisis for at least a generation, the events of Sunday September 14th and the day before were extraordinary. The weekend began with hopes that a deal could be struck, with or without government backing, to save Lehman Brothers, America’s fourth-largest investment bank. Early Monday morning Lehman filed ... (