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Sunday, June 22, 2020
Hypermilling 101 (9 clicks)
From Christian Personal Finance - view blog entries - visit this blog
June 22, 2020 at 11:35 pm ET
I first heard of Hypermilling when I was writing a recent post - 75 Gas Saving Tips. It seems to be a trend among drivers that is increasing in popularity in reaction to the rising gas prices. ... (more)

Saturday, June 21, 2020
From Christian Personal Finance - view blog entries - visit this blog
June 21, 2020 at 3:33 pm ET
Walmart's new classifieds offer a few conveniences that craigslist doesn't: Pictures on the results page - so you don't have to actually click the item to see the picture -Prices on the results page and in the same location - it makes it quick to scan prices for bargains -The ability to refine your search by various criteria - this saves a lot of time if you have something very specific in mind ... (more)

Thursday, June 19, 2020
From Christian Personal Finance - view blog entries - visit this blog
June 19, 2020 at 11:55 pm ET
iTunes gift card giveaway. This week is a "fun" giveaway as my wife would say. The giveaway is for a $15 iTunes giftcard. Not much else to say about it - enjoy!! ... (more)

Wednesday, June 18, 2020
From Christian Personal Finance - view blog entries - visit this blog
June 18, 2020 at 9:00 am ET
The Consumer Reports editors did a test and compared buying a Honda Civic EX and driving it for 15 years (225,000 miles) and buying a new one every 5 years. According to their calculations you would save over $20,000 by keeping the original one for 15 years - even after taking maintenance and repair costs into consideration. I had always assumed that it is a better financial move to keep your car, but it is nice seeing the actual numbers. ... (more)

Tuesday, June 17, 2020
Becoming a tree (4 clicks)
From Christian Personal Finance - view blog entries - visit this blog
June 17, 2020 at 12:23 am ET
As I was staring at this tree I began to realize that trees grow slowly. You plant a seed for a tree and it takes a while to sprout and takes a while to grow to a decent size.Grass and even plants, on the other hand, grow a lot faster. They sprout up quickly and sometimes you can even notice growth one day to the next. I have been enjoying watching this rapid growth with all of the plants in my vegetable garden. ... (more)

Saturday, June 14, 2020
From Christian Personal Finance - view blog entries - visit this blog
June 14, 2020 at 11:59 pm ET
Sure, there are ways to save money on gas, but even the best gas saving techniques aren't keeping up with the rising prices. But I got encouraged when I found this article pointing out a few of the possible benefits. The author mentioned 8 reasons why Americans will be benefited by the higher prices. ... (more)

Thursday, June 12, 2020
From Christian Personal Finance - view blog entries - visit this blog
June 12, 2020 at 11:39 pm ET
It is basically a topical guide of scriptures relating to money and finances. I spent a lot of time compiling verses for my Money in the Bible page and I wish I would have bought this book first. It would have saved me some time, but either way it is a great tool to find out more about what the Bible actually has to say about our finances. ... (more)

Wednesday, June 11, 2020
From Christian Personal Finance - view blog entries - visit this blog
June 11, 2020 at 10:45 pm ET
My student loans were locked in at about 3%, but I don't think rates that good are available today. I assume a 10% return on my retirement savings, so even if you are paying 5% on your student loans and earning 10% (or even 6%) you still come out ahead. Mathematically, this seems to be the much stronger answer. However, Dave Ramsey's method -based on our behaviors rather than math, would eliminate any and all debts before investing for retirement. ... (more)

Tuesday, June 10, 2020
Roth IRA 101 (2 clicks)
From Christian Personal Finance - view blog entries - visit this blog
June 10, 2020 at 9:59 pm ET
Right now, you may be wondering why you should invest in a Roth IRA if you currently have a retirement plan (401k, 403b, etc.) with your employer. The Roth IRA has many benefits that other retirement plans don’t have, and chief among them is the fact that your investment earnings may accumulate tax-free. In other words, your Roth IRA has the opportunity to grow without incurring any taxes and can be distributed to you tax free, if some certain conditions are met. ... (more)

Monday, June 9, 2020
From Christian Personal Finance - view blog entries - visit this blog
June 9, 2020 at 10:39 pm ET
I have always (and still do believe) that God's will for our lives will line up with our desires. He often calls people to do things that they may not think they are capable of and along everyone's journeys there will be moments of pain and discomfort. But, following our passion is often a good first step in finding God's plan for our lives. ... (more)

Sunday, June 8, 2020
From Christian Personal Finance - view blog entries - visit this blog
June 8, 2020 at 10:41 pm ET
How could I possibly be richer than John D. Rockefeller? With as wealthy as he was, he could have had anything that money could buy. But what a few hundred dollars may buy today, couldn’t be bought with millions 150 years ago. ... (more)

Saturday, June 7, 2020
From Christian Personal Finance - view blog entries - visit this blog
June 7, 2020 at 11:08 am ET
According to the Federal Highway Administration (FHWA) Americans are driving less than they did a year ago. In March 2008 Americans drove 11 billion miles less than they did in March 2007. This drop marks the sharpest drop in FHWA history. Apparently the downward trend started in November of 2007 and has continued since. Click on the graph to the the right to see more detail. ... (more)

Friday, June 6, 2020
From Christian Personal Finance - view blog entries - visit this blog
June 6, 2020 at 12:40 am ET
I just recently finished Getting Things Done - a productivity and time management book that lays out a fairly simple system to keep your life balanced and stress-free. I did like the book, so I thought it would be perfect for this weeks giveaway... I am in the process of writing a full review which I will hopefully be posting soon. ... (more)

Wednesday, June 4, 2020
From Christian Personal Finance - view blog entries - visit this blog
June 4, 2020 at 6:11 pm ET
Will the Chevy Volt be the first fully functional electric car? GM (Chevy) just announced that they are going to be producing fewer SUV's and begin production on the Volt. The Volt was a concept car back in January of 2007 that looks like it has made it to the big leagues. The car, "will be powered by a lithium-ion battery that can be recharged either via a regular electrical socket when parked or by an onboard generator while driving. ... (more)

From Christian Personal Finance - view blog entries - visit this blog
June 4, 2020 at 7:54 am ET
Apparently, Microsoft is desperately trying to get shoppers to use Live Search rather than Google. Well, as far as an everyday search engine goes, it doesn't even compare to Google, but for price comparison shopping it looks like a decent competitor to Google. I mean hey, they are paying you to use it - what's not to love? ... (more)

Tuesday, June 3, 2020
From Christian Personal Finance - view blog entries - visit this blog
June 3, 2020 at 8:24 am ET
In the recent post I did with the 75 gas saving tips - there were quite a few that touched on the techniques of driving. Of course not driving like you are drag racing will save you gas, but there are a lot of subtleties that can save gas as well. ... (more)

Monday, June 2, 2020
From Christian Personal Finance - view blog entries - visit this blog
June 2, 2020 at 8:01 am ET
I started ChristianPF.com. I actually would have posted this yesterday, but I forgot about the anniversary. I needed a little reminder - but hey, at least I remembered my wife's birthday :) ... (more)

Sunday, June 1, 2020
From Christian Personal Finance - view blog entries - visit this blog
June 1, 2020 at 3:55 am ET
It doesn't happen too often to me, but since I use my ING sub-accounts for budgeting I occasionally make more than six withdrawals per month. When this happens they send me a kind, but firm email informing me that if I make that mistake again they may be forced to close my account. So here is how I get around it... ... (more)

Saturday, May 31, 2020
From Christian Personal Finance - view blog entries - visit this blog
May 31, 2020 at 12:03 am ET
I just found out about a couple cool tools to make some cash when shopping online. The first of which is Ebates. I will write about the other one soon. Basically, merchants pay eBates to refer customers to them. eBates then pays a chunk of that back to the shoppers themselves. Win, win, win. ... (more)

Thursday, May 29, 2020
From Christian Personal Finance - view blog entries - visit this blog
May 29, 2020 at 11:41 pm ET
Well, in honor of my recent interview with Smart Money Magazine I am giving a subscription away this week... I don't know what issue the interview will be in - if it is good I will tell you when it comes out ;) Heck, I will tell you even if it is bad - we can laugh together ;) ... (more)

Wednesday, May 28, 2020
From Christian Personal Finance - view blog entries - visit this blog
May 28, 2020 at 11:10 pm ET
Stewards are required to take risks: It is interesting to me how upset the master got with the steward who took no risks. The other two stewards did take risks and reaped the rewards. I often wonder why the parable didn't contain a steward who lost some of the investment. But either way, I think we are led to believe that the primary frustration of the master was that the steward was lazy and didn't even try. ... (more)

Tuesday, May 27, 2020
From Christian Personal Finance - view blog entries - visit this blog
May 27, 2020 at 8:16 am ET
It goes without saying that gas prices are making everyone's financial lives a bit more "interesting." I am hearing rumors that it could be as high as $5 a gallon this summer. So I scoured the internet looking for the best tips I could find to save gas and here is what I found…. ... (more)

Monday, May 26, 2020
From Christian Personal Finance - view blog entries - visit this blog
May 26, 2020 at 12:49 am ET
Evidently, there is a possibility. The American Council of the Blind has been fighting with the U.S. government for 6 years about the design of our dollar bills. The Federal Appeals court just ruled that our paper money discriminates against the blind. This very well could force another modification to our bills. ... (more)

Friday, May 23, 2020
From Christian Personal Finance - view blog entries - visit this blog
May 23, 2020 at 12:01 am ET
NeoBudget is one of the new budgeting tools out there based off of the the envelope system of budgeting. Mvelopes was the first one that I had seen, but since then it seems there have been a few new ones coming out. ... (more)

Thursday, May 22, 2020
From Christian Personal Finance - view blog entries - visit this blog
May 22, 2020 at 1:02 am ET
Cash sitting in our wallets, under the mattress and even in many savings accounts is becoming less valuable because of inflation. At 3% inflation (which I think has been the average over the last decade in the U.S.) we are essentially losing money when our cash is not earning at least that amount in interest. So, if you have a savings account that pays 1.5% interest and inflation is at 3%, you are losing spending power. ... (more)

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