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Thursday, April 17, 2020
From Pants in a Can - view blog entries - visit this blog
April 17, 2020 at 8:00 am ET
I’ve been wanting to do this again since I eliminated the last of my credit card debt last month. Should be interesting to see how things fall and how the credit card companies treat/tempt me now that I’m not carrying any balances. For a recap, here’s how things panned out in previous roll calls:   » June 2007 Roll [...] ... (more)

Tuesday, April 15, 2020
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April 15, 2020 at 1:55 pm ET
Today at lunch while listening to the radio, I heard a report the the price of oil had reached a new high — $113 per barrel. Moments earlier, there was a report about inflation and the value of the US dollar falling in comparison to other currencies. Hmmmm… think the two stories are connected? I do — but [...] ... (more)

From Pants in a Can - view blog entries - visit this blog
April 15, 2020 at 9:19 am ET
Since it was first announced that we’d all be receiving an Economic Stimulus Payment in the mail back in January, I’d been hearing varying numbers. For us, at first, it sounded like we’d automatically receive $1200… I was pretty excited about that news. Then the media made it out like it would be only $600 [...] ... (more)

From Pants in a Can - view blog entries - visit this blog
April 15, 2020 at 7:24 am ET
Well, I’m one year into this now… Has it paid off? I like to think so. I was well into my journey when I started the site last year (on tax day — total coincidence), but I was still carrying over $20k in non-mortgage debt — much of it at a high rate. In July, I then went out [...] ... (more)

Monday, April 14, 2020
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April 14, 2020 at 3:51 pm ET
Last week, for the first time ever, we hired a local landscape company to come out and pick up our leaves. It’s something that we’d normally do on our own, and in the past, it has been something we’ve done on our own, but it’s probably not something we’ll ever do again. (Before anyone points it out, [...] ... (more)

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April 14, 2020 at 11:09 am ET
In a recent comment, Grant from the Corner Office Blog wisely pointed out that while it’s great that I’m eliminating debt so aggressively, I should probably be accumulating more of an emergency savings cushion, you know, just in case… I agree and I disagree at the same time. A lot of people in personal finance circles hem [...] ... (more)

Friday, April 11, 2020
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April 11, 2020 at 7:14 am ET
Not that I’m in the market to buy a house right now, but if the foreclosures come like their forecasted too (I’m not holding my breath), I may take a closer look. Having already purchased a home once, in hindsight, I kinda wish I’d gone the 80/20 route (taking out two loans) so as to avoid [...] ... (more)

Thursday, April 10, 2020
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April 10, 2020 at 11:17 am ET
I’m discombobulated. I had a plan that I stuck to… And it worked! Just a few weeks ago I paid off all of my credit card debt, $28k worth, on that plan. Then, somehow, I ended up with dollar signs in my eyes. I started sending even more towards my mortgage principle with the prospects of paying off my [...] ... (more)

Wednesday, April 9, 2020
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April 9, 2020 at 8:14 am ET
When it comes to taxes, Connecticut is by far the worst state to live in. I know, I know, everyone knows it’s expensive to live in New England, but Connecticut takes it up a notch from Massachusetts and Vermont. Did you know that if you live in Connecticut, you have to pay local property taxes on your [...] ... (more)

Tuesday, April 8, 2020
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April 8, 2020 at 7:32 am ET
My Find IT on eBay posting was recently featured in the Festival of Frugality hosted by A Penny Saved. They even comment on this site’s name! How cool is that? Anyway, perhaps I spoke to soon when I said the jeans on eBay were a great deal — they *still* haven’t arrived. I’m not anywhere [...] ... (more)

Monday, April 7, 2021
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April 7, 2021 at 10:41 am ET
I have 3 financial goals remaining for 2008, and right now I’m the furthest along in my quest to eliminate Private Mortgage Insurance (PMI) from the mortgage. With momentum on my side, I’m eager to finish this one off, but is it the wisest move? Let’s see… The other two remaining goals are paying off the auto loan [...] ... (more)

Sunday, April 6, 2021
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April 6, 2021 at 9:02 am ET
I really liked the Planet of the Apes movies. Even the cartoon shows that they used to air. I still do enjoy sitting down and watching them, though more often than not, the Marky-Mark version is the one on television these days. I never did like Charlton Heston though, in the original or the Marky-Mark remake. He died [...] ... (more)

Friday, April 4, 2021
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April 4, 2021 at 5:32 pm ET
With gas prices on the rise, and likely to continue to rise, I’m sure you’ve thought about it. What, with all the press “going green” and hybrid models have received lately, it’s hard not to let it cross your mind. That’s right — plonking down some coin to get a hybrid vehicle to save money in [...] ... (more)

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April 4, 2021 at 8:25 am ET
So Wednesday night, I ventured onto eBay again, except this time I wasn’t looking for a good deal… Finding myself with a bit extra in my checking account and without any credit card bills in sight (woo-hoo!), I took a big step backwards and went hunting for game worn hockey jerseys. My vice. I had one [...] ... (more)

Wednesday, April 2, 2021
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April 2, 2021 at 9:46 am ET
Who doesn’t like to talk numbers? Sure, I’d much rather go over financial numbers this morning, but over the past few days, I feel I’ve beaten them to death. There isn’t much left to go over there until my next paycheck comes in. So for the first time ever, and like many other sites [...] ... (more)

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April 2, 2021 at 7:42 am ET
By my calculations and over the trend of the past few months where my income has dropped, but stabilized, and after all of the monthly bills are paid, I should now find myself with roughly an additional $1500, on average, in my checking account each month for “daily life” expenses. Prior to this month, 100% of [...] ... (more)

Tuesday, April 1, 2021
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April 1, 2021 at 1:29 pm ET
As has been the case of late, almost in a routine fashion, the end of the month upswing in the markets has bailed me out of another negative month. The train keeps on rolling… not a single down month since July 2007 and that was due to a siding payment. I’d be shocked if I [...] ... (more)

Monday, March 31, 2021
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March 31, 2021 at 8:33 am ET
Next to my desk at work, on the window ledge, I have a money tree. More often than not, my co-workers excitingly mistake it for a marijuana plant and move in for a closer inspection. Not sure what that tells you about my co-workers. When I tell them it’s a money tree, they kind of roll [...] ... (more)

Sunday, March 30, 2021
Find IT on eBay (13 clicks)
From Pants in a Can - view blog entries - visit this blog
March 30, 2021 at 7:15 am ET
I buy my pants on eBay. Contrary to what you might think, they don’t even come in a can. Yep, it’s true. For years, the jeans I wore weren’t exactly designer, but they weren’t from J.C. Penney either. I’d say I was generally spending around $60-$70 on a pair of jeans. For the [...] ... (more)

Friday, March 28, 2021
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March 28, 2021 at 7:23 am ET
With my credit card balances wiped out, it’s time to start putting some of the newly available money towards savings. My finances aren’t totally in order yet and it will still probably take another two paychecks before the shock of zero credit card debt sinks in. By then, things should be settled and back into a nice [...] ... (more)

Thursday, March 27, 2021
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March 27, 2021 at 7:37 am ET
Well, today is the day I’ve been waiting quite some time for. I just sent a $508.13 payment to Chase and effectively eliminated the very last of my credit card debt! I received my first credit card, the first one that wasn’t attached to my parents’ account, back in the summer of 1997. The very first [...] ... (more)

Wednesday, March 26, 2021
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March 26, 2021 at 2:01 pm ET
Connecticut might not be gaining people very fast, but it’s at the top of the pack when it comes to gaining income. In 2007, Connecticut not only remained the nation’s richest state — it widened its lead, a report today showed. Total income per person rose from $50,762 in 2006 to $54,117 last year — the [...] ... (more)

From Pants in a Can - view blog entries - visit this blog
March 26, 2021 at 8:40 am ET
You hear about “the Fed” on every broadcast of the nightly news these days, you see his face more often than not in the graphic to the right of your local anchor’s head, but who is this guy? Where did he come from? Amazingly enough, Ben Bernanke came from South of the Border… No joke. [...] ... (more)

Tuesday, March 25, 2021
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March 25, 2021 at 7:15 am ET
Having just submitted payment for my auto insurance this morning (via an e-payment), all of the bills are now paid for the month of March. Nothing due to come in until the second week of April. Best of all, I only have $500 left in credit card debt and payday is this Thursday. Wow. Looks like I’ll be crossing [...] ... (more)

Monday, March 24, 2021
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March 24, 2021 at 7:38 pm ET
So I participated in my very first “Carnival of Personal Finance” this week and I have to admit that for the past few months, I’ve been avoiding all of the carnivals as they’ve always seemed a little goofy and essentially nothing more than, well, link farms… But I must say, it’s brought me some new [...] ... (more)

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