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From Canadian Personal Finance Blog - view blog entries - visit this blogJune 17, 2020 at 8:13 am ET
One of the interesting trends I have noticed in my household is that during the summer months spending tends to drop, due to:
No school fees needed for trips and such
School lunches are now part of ... ( more)
From Canadian Personal Finance Blog - view blog entries - visit this blogJune 16, 2020 at 8:20 am ET
According to the Fraser Institute Tax Freedom Day for 2008 was Saturday June 14th. This alleged end of you earning money for taxes means you have the rest of the year to pay for all ... ( more)
From Canadian Personal Finance Blog - view blog entries - visit this blogJune 15, 2020 at 7:39 am ET
This is a day to celebrate all Father’s and their contributions to our lives, and I am very lucky to have had a Father who taught me many things, and continues to teach me even ... ( more)
From Canadian Personal Finance Blog - view blog entries - visit this blogJune 13, 2020 at 7:07 am ET
Gas Price Calluding? Never!
I was amused to see that the competition bureau have now charged a bunch of gas station owners in Quebec with price fixing for gas. I am astounded how is this possible? ... ( more)
From Canadian Personal Finance Blog - view blog entries - visit this blogJune 12, 2020 at 8:02 am ET
BMO analyst did a survey and even with the Canadian dollar hovering around parity with it’s American cousin, prices of things in Canada are still 18% more expensive than they are in the U.S. . ... ( more)
From Canadian Personal Finance Blog - view blog entries - visit this blogJune 11, 2020 at 7:46 am ET
Yesterday I revealed that carrying debt is making me sick (no not figuratively, but physically). I think people who know me aren’t surprised, but I am impressed that I confessed this truth about me.
In my ... ( more)
From Canadian Personal Finance Blog - view blog entries - visit this blogJune 10, 2020 at 7:38 am ET
Bank of Canada Stays Pat
Experts, shmexperts! All the major sites were calling for a cut to 2.75% on the overnight rate, well the Bank of Canada saw some sense and held their ground and did ... ( more)
From Canadian Personal Finance Blog - view blog entries - visit this blogJune 9, 2020 at 7:50 am ET
After last week’s “show and tell” about Mortgage worksheet calculators, the next question to ask yourself is which is more important to pay into your Retirement Fund (RRSP or 401k) or pay off your Mortgage ... ( more)
From Canadian Personal Finance Blog - view blog entries - visit this blogJune 6, 2020 at 7:38 am ET
Now that we have figured out how to track our Mortgage using this Mortgage Work Sheet with Excel , we can now start doing some interesting tricks to see what we can do with our ... ( more)
From Canadian Personal Finance Blog - view blog entries - visit this blogJune 5, 2020 at 7:23 am ET
Yesterday I showed how the simple PMT() function in Excel can be used to estimate your periodic mortgage payments, if you have all the pertinent information. Today we can use that information to build ... ( more)
From Canadian Personal Finance Blog - view blog entries - visit this blogJune 4, 2020 at 7:16 am ET
This is one way to do this spreadsheet, I used Excel but I am sure other methods are out there that may be more accurate. I use this spreadsheet as an estimate to figure out ... ( more)
From Canadian Personal Finance Blog - view blog entries - visit this blogJune 3, 2020 at 7:55 am ET
… how do you know it ever happened? I remember reading that in a Tom Clancy novel and thinking that really does make a lot of sense, and it is very important in Financial Planning. ... ( more)
From Canadian Personal Finance Blog - view blog entries - visit this blogJune 2, 2020 at 7:01 am ET
This weekend we finally tried out the Rogers Pay Per View system (to watch Michael Clayton, which I’d seen 8/9 of on an airplane but never saw the ending), and it worked just fine. I ... ( more)
From Canadian Personal Finance Blog - view blog entries - visit this blogMay 31, 2020 at 8:01 am ET
I figured I’d move my lazy post for the week to Saturday, for those that might wander by and wonder what has been going on, and to reward Friday readers with an actual post and ... ( more)
From Canadian Personal Finance Blog - view blog entries - visit this blogMay 30, 2020 at 9:39 am ET
This week I took a short trip for my company, and I was astounded at how much it ended up costing, just in flight charges.
My company used to have a travel department, where people booked ... ( more)
From Canadian Personal Finance Blog - view blog entries - visit this blogMay 29, 2020 at 8:07 am ET
Best Cell Phone Deal one Opinion
My friend that was researching the best Cell Phone deal (for her and her family, I must stress that you must research this for what you want to do with ... ( more)
From Canadian Personal Finance Blog - view blog entries - visit this blogMay 28, 2020 at 8:07 am ET
Back in 2005 just when I was starting to blog, I never really knew what I was going to write about (nothing much has changed), so I wrote about the system I put in place ... ( more)
From Canadian Personal Finance Blog - view blog entries - visit this blogMay 27, 2020 at 8:24 am ET
A friend is doing some number crunching trying to figure out which is the cheapest Cell Phone plan that she can get that fits her needs, so her and I have been discussing various pay ... ( more)
From Canadian Personal Finance Blog - view blog entries - visit this blogMay 26, 2020 at 7:30 am ET
My wife went to Home Depot to replace the Bar B Q mentioned in my humorous story of a few weeks back (Flames and Bar B Q), she found the one she wanted and was ... ( more)
From Canadian Personal Finance Blog - view blog entries - visit this blogMay 25, 2020 at 7:46 am ET
“When you pray, say: `Father…give us each day our daily bread.’” —Lk 11:2-3
How folks interpret this part of the Lord’s prayer are many and varied, but to me it is more of ... ( more)
From Canadian Personal Finance Blog - view blog entries - visit this blogMay 23, 2020 at 8:10 am ET
The Friday after a long weekend always feels good because you know it wasn’t a full week of work, and this week was no exception. Many interesting posts from the talented Financial Blogosphere and here ... ( more)
From Canadian Personal Finance Blog - view blog entries - visit this blogMay 22, 2020 at 7:42 am ET
Debt Reduction is like Sex in your teenage years, everybody wanted to do it, but almost none were skilled at it, and very few actually did it, and worse still, nobody dared tell you how ... ( more)
From Canadian Personal Finance Blog - view blog entries - visit this blogMay 21, 2020 at 8:42 am ET
As suspected the CPI for April is up, says Stats Canada. The rate for March year over year was 1.4% but for April year over year it is 1.7%, which seems to suggest the high ... ( more)
From Canadian Personal Finance Blog - view blog entries - visit this blogMay 20, 2020 at 7:10 am ET
I was telling my daughter that comment and she looked at me like I had five heads. I tried to explain that building up debt rarely happens overnight, just like building up your body mass ... ( more)
From Canadian Personal Finance Blog - view blog entries - visit this blogMay 19, 2020 at 6:52 am ET
Yes it is a holiday finally, and I get to enjoy the first long weekend since Easter (which seems a long way away). No stores are open around me, but Ottawa has some benefits ... ( more)
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