We're both participating in Krystal's Food Challenge. Here's the update for the second week:Mr. Toxic - $0 spentMrs. Toxic - $0 spentGoal for Week 2: Keep up the good work :)Check out Krystal's Blog to ... (more)

We finally received all of our tax refunds ($3,007) and as soon as it hit our bank account, we used $3,000 to pay down our credit card balance. What a difference it made.... it went ... (more)

We're both participating in Krystal's Food Challenge. Here's the update for the first week:Mr. Toxic - $0 spentMrs. Toxic - $12. 54 spent (all on coffee!!!)Goal for Week 2: $0 for both of us. ... (more)

And once again it’s time to review our monthly finances. Overall, our liabilities went down -3.42%, and our savings increased by $11.66%. We set-up automatic transfers from our checking account into our savings account every ... (more)

When we first decided to improve our financial situation, we determined that we will close out accounts as we pay them off. Turns out, this was a big mistake. Unfortunately, we found out that closing ... (more)

I’ve decided to take Krystal’s February-March Lunch Challenge. Here are the rules: Alright, let's make this February-March Lunch Challenge official. If you would like to join me in my challenge to not spend any ... (more)

So, today I had a meeting with my boss regarding my salary. I got the usual 3%, a $2,000 bonus and a promise in writing that my overall compensation will be reviewed again in 30 ... (more)