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Friday, May 9, 2020
From Oh My Aching Debts - view blog entries - visit this blog
May 9, 2020 at 1:18 pm ET
Just a quick note to say that I am having Hard drive failures again with the new drive. I expect it is more than just a hard drive issue.  Is a new computer an emergency?  I will have to think about that for awhile. I will be posting as I can beg or borrow some time [...] ... (more)

From Oh My Aching Debts - view blog entries - visit this blog
May 9, 2020 at 6:38 am ET
by mitch.surprenant I have money!!! I have money in savings, I have money in checking and I have money in my pocket! It’s not a lot of money but I feel like celebrating! I feel like the weight of the world has lifted off my shoulders. I have also found that I am much [...] ... (more)

Thursday, May 8, 2020
From Oh My Aching Debts - view blog entries - visit this blog
May 8, 2020 at 9:20 pm ET
by pollyalida I got home from work today and checked my mail.  Surprise!!  There was an envelope from the IRS.   I am not expecting my stimulus check until July and it felt awfully thick to be a check and guess what?  It wasn’t!  It was a notice that I owe them about $1500 more from [...] ... (more)

From Oh My Aching Debts - view blog entries - visit this blog
May 8, 2020 at 5:30 am ET
by Ralph Hockens If you have no room to garden and don’t think a few pots will be enough, try finding some like minded neighbors and start a community garden. Community gardens go back to the 1940’s when the U.S. Government requested that people plant Victory Gardens to provide their own fruits and vegetables [...] ... (more)

Wednesday, May 7, 2020
From Oh My Aching Debts - view blog entries - visit this blog
May 7, 2020 at 6:05 am ET
Even in the sluggish economy, my business has grown by leaps and bounds this month. It has increased about 50% over the last month. Winter in the dog grooming business is always a difficult time and for a new business, it is deathly slow. There were too many months when I [...] ... (more)

Tuesday, May 6, 2020
From Oh My Aching Debts - view blog entries - visit this blog
May 6, 2020 at 6:00 am ET
This is a continuing series on Foster Care as I complete my training to become a certified therapeutic foster parent. For more information on foster care or to read more about my journey, please stop by my blog on foster care and parenting My Chosen Children. One of the considerations in deciding to do foster [...] ... (more)

Monday, May 5, 2020
From Oh My Aching Debts - view blog entries - visit this blog
May 5, 2020 at 6:34 am ET
Many people have been checking their bank accounts expecting to see their economic stimulus payments only to be disappointed and calling the IRS to find out where it is.  The answer was a surprise to many although it makes sense. If you filed your taxes through Turbo Tax and you paid for your software and efiling [...] ... (more)

From Oh My Aching Debts - view blog entries - visit this blog
May 5, 2020 at 6:00 am ET
by Caro‘s Lines On Friday, I listed the 10 ways that I have found that I cannot save money and most of them are the ways that are recommended to save.  So how have I managed to save money while being on such a limited income? The first and most important step is that saving [...] ... (more)

Sunday, May 4, 2020
From Oh My Aching Debts - view blog entries - visit this blog
May 4, 2020 at 6:55 am ET
Have you ever had one of those weeks that just seemed to FLY by?  This has been one of those times.  It seems like just yesterday it was Sunday.  I am not complaining as the week has been full of good things.  The business is getting busier and I am working longer hours.  That is [...] ... (more)

Saturday, May 3, 2020
From Oh My Aching Debts - view blog entries - visit this blog
May 3, 2020 at 9:37 am ET
Where did this week go? It seems like just yesterday it was Monday. It has just flown by! I totally forgot to post links to all the carnivals that I participated in and I am WAY behind in reading so with no further ado. The Carnival of Personal Finance was posted over at Lazy [...] ... (more)

Friday, May 2, 2020
From Oh My Aching Debts - view blog entries - visit this blog
May 2, 2020 at 6:00 am ET
by Nieve44/La Luz Several people on Twitter were talking about not being able to save money because they didn’t earn enough.  It actually made me laugh because I earn less than $15,000 per year at my business.  I have a mortgage that is over 50% of my take home pay every month.  I would be [...] ... (more)

Thursday, May 1, 2020
From Oh My Aching Debts - view blog entries - visit this blog
May 1, 2020 at 6:37 am ET
May is National Foster Care month.  I have been doing some research on different ways that people can help foster kids if they can’t or don’t want to become a foster parent.   I found a great little resource for financial education.   The Annie E Casey Foundation publishes several workbooks to teach foster children about personal [...] ... (more)

Wednesday, April 30, 2020
From Oh My Aching Debts - view blog entries - visit this blog
April 30, 2020 at 6:00 am ET
by Steve and Sara Once in a very great while you realize that something you said to your children actually sunk in and they acted on it.  It’s a very good feeling.  Now my son will probably deny me having anything to do with his decision but I am going to take a tiny bit [...] ... (more)

Tuesday, April 29, 2020
From Oh My Aching Debts - view blog entries - visit this blog
April 29, 2020 at 6:00 am ET
by tenshi_cr This is an ongoing weekly series as I complete the training and approval process for therapeutic foster care. I am by no means an expert and laws differ by state. The series is written in response to the questions that I am asking myself as I go through the process and I hope [...] ... (more)

Monday, April 28, 2020
I Deserve It! (6 clicks)
From Oh My Aching Debts - view blog entries - visit this blog
April 28, 2020 at 6:00 am ET
by J.sLessard One of the excuses mentioned in Frugal Dad’s Language of the Perpetually Poor was “I Work So Hard, I Deserve It”.  ‘I deserve it’ is a trap that I still fall into occasionally.  It’s not usually for big ticket items like cars or vacations but usually for the smaller ones like eating out [...] ... (more)

Thursday, April 24, 2020
From Oh My Aching Debts - view blog entries - visit this blog
April 24, 2020 at 5:36 am ET
by bjmccray The cost of everything is going up! That doesn’t come as news to anyone and it is a reality that we all deal with daily. How do you make ends meet when your income doesn’t go up as fast as your cost of living? Many people are returning to a trend [...] ... (more)

Saturday, April 19, 2020
From Oh My Aching Debts - view blog entries - visit this blog
April 19, 2020 at 8:38 am ET
The site is in transition to a new host.  Please be patient and check again if you are not finding the page you are looking for. Help keep me awake to write by buying me a cup of coffee! .You Also Might EnjoyBuying a Home: American Dream or Financial Nightmare?What is Alexa Ranking, Part 2Post Holiday Blues, [...] ... (more)

Friday, April 18, 2020
From Oh My Aching Debts - view blog entries - visit this blog
April 18, 2020 at 8:54 am ET
Today I will be depositing $1000 in my Emergency Fund Account. This comes from a variety of sources; the business is doing better this month, my change jar has a little over $200, the sale of the puppy and some intense snowflaking of a dollar here and a dollar there. I still have approximately $9000 [...] ... (more)

From Oh My Aching Debts - view blog entries - visit this blog
April 18, 2020 at 7:38 am ET
This morning I took the list of people who were interested in getting the Square Foot Gardening book and entered them into Random.org. Congratulations to Cindi for winning the All New Square Foot Gardening Book. Cindi left the following comment: Greetings, I come from a long line of flower and vegetable gardening family! [...] ... (more)

Thursday, April 17, 2020
From Oh My Aching Debts - view blog entries - visit this blog
April 17, 2020 at 7:10 am ET
If you sell anything on the internet whether it’s through eBay, Craigs List or Etsy. Or if you are a non profit and take donations, you will want to check out Revolution Money Exchange. This is similar to PayPal without the service fees. Revolution Money Exchange has extended their $25 sign up [...] ... (more)

From Oh My Aching Debts - view blog entries - visit this blog
April 17, 2020 at 6:43 am ET
I just wanted to remind everyone that the All New Square Foot Gardening Book Giveaway is tomorrow.  The book giveaway is a result of last week’s series on gardening.  You can read more about Square Foot and Container vegetable gardening in these articles. Vegetables You Can Grow In A Pot Containers for Vegetable Gardening in a Small [...] ... (more)

From Oh My Aching Debts - view blog entries - visit this blog
April 17, 2020 at 6:27 am ET
by freedryk When the phone rang yesterday and the caller id said Unknown, I just knew it was a sales call and I hate them. I answered the phone and they asked for me using my full name. I put on my best suspicious voice and asked who was calling. When they said it was [...] ... (more)

Wednesday, April 16, 2020
From Oh My Aching Debts - view blog entries - visit this blog
April 16, 2020 at 7:40 am ET
by dharmabumx Is it a sign of old age when a change in your schedule throws you off balance?  Today is Wednesday which is normally my day off.  Today, however, I have to go to work.    Even though I knew I had to work today, in the back of my mind I have been scheduling [...] ... (more)

Tuesday, April 15, 2020
From Oh My Aching Debts - view blog entries - visit this blog
April 15, 2020 at 6:38 am ET
One of the areas of my life that I don’t talk about very often here is raising dogs. This has been a hobby of mine for many years. My parents bred dogs and we traveled all over the U.S. showing them so I guess I come by it naturally. I delivered a [...] ... (more)

Monday, April 14, 2020
From Oh My Aching Debts - view blog entries - visit this blog
April 14, 2020 at 5:23 pm ET
There are some people who question the ethics of repairing your credit score by disputing debts that you know are yours.  I admit that I have some qualms about lying to anyone, and yes, it is lying to the Credit bureau but then, I think about my experience with the worst marks on my credit [...] ... (more)

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