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From Oh My Aching Debts - view blog entries - visit this blogMay 3, 2020 at 9:37 am ET
Where did this week go? It seems like just yesterday it was Monday. It has just flown by! I totally forgot to post links to all the carnivals that I participated in and I am WAY behind in reading so with no further ado.
The Carnival of Personal Finance was posted over at Lazy [...] ... ( more)
From Oh My Aching Debts - view blog entries - visit this blogMay 2, 2020 at 6:00 am ET
by Nieve44/La Luz
Several people on Twitter were talking about not being able to save money because they didn’t earn enough. It actually made me laugh because I earn less than $15,000 per year at my business. I have a mortgage that is over 50% of my take home pay every month. I would be [...] ... ( more)
From Oh My Aching Debts - view blog entries - visit this blogMay 1, 2020 at 6:37 am ET
May is National Foster Care month. I have been doing some research on different ways that people can help foster kids if they can’t or don’t want to become a foster parent. I found a great little resource for financial education. The Annie E Casey Foundation publishes several workbooks to teach foster children about personal [...] ... ( more)
From Oh My Aching Debts - view blog entries - visit this blogApril 30, 2020 at 6:00 am ET
by Steve and Sara
Once in a very great while you realize that something you said to your children actually sunk in and they acted on it. It’s a very good feeling. Now my son will probably deny me having anything to do with his decision but I am going to take a tiny bit [...] ... ( more)
From Oh My Aching Debts - view blog entries - visit this blogApril 29, 2020 at 6:00 am ET
by tenshi_cr
This is an ongoing weekly series as I complete the training and approval process for therapeutic foster care. I am by no means an expert and laws differ by state. The series is written in response to the questions that I am asking myself as I go through the process and I hope [...] ... ( more)
From Oh My Aching Debts - view blog entries - visit this blogApril 28, 2020 at 6:00 am ET
by J.sLessard
One of the excuses mentioned in Frugal Dad’s Language of the Perpetually Poor was “I Work So Hard, I Deserve It”. ‘I deserve it’ is a trap that I still fall into occasionally. It’s not usually for big ticket items like cars or vacations but usually for the smaller ones like eating out [...] ... ( more)
From Oh My Aching Debts - view blog entries - visit this blogApril 24, 2020 at 5:36 am ET
by bjmccray
The cost of everything is going up! That doesn’t come as news to anyone and it is a reality that we all deal with daily. How do you make ends meet when your income doesn’t go up as fast as your cost of living? Many people are returning to a trend [...] ... ( more)
From Oh My Aching Debts - view blog entries - visit this blogApril 19, 2020 at 8:38 am ET
The site is in transition to a new host. Please be patient and check again if you are not finding the page you are looking for.
Help keep me awake to write by buying me a cup of coffee!
.You Also Might EnjoyBuying a Home: American Dream or Financial Nightmare?What is Alexa Ranking, Part 2Post Holiday Blues, [...] ... ( more)
From Oh My Aching Debts - view blog entries - visit this blogApril 18, 2020 at 8:54 am ET
Today I will be depositing $1000 in my Emergency Fund Account. This comes from a variety of sources; the business is doing better this month, my change jar has a little over $200, the sale of the puppy and some intense snowflaking of a dollar here and a dollar there.
I still have approximately $9000 [...] ... ( more)
From Oh My Aching Debts - view blog entries - visit this blogApril 18, 2020 at 7:38 am ET
This morning I took the list of people who were interested in getting the Square Foot Gardening book and entered them into Random.org. Congratulations to Cindi for winning the All New Square Foot Gardening Book. Cindi left the following comment:
Greetings, I come from a long line of flower and vegetable gardening family! [...] ... ( more)
From Oh My Aching Debts - view blog entries - visit this blogApril 17, 2020 at 7:10 am ET
If you sell anything on the internet whether it’s through eBay, Craigs List or Etsy. Or if you are a non profit and take donations, you will want to check out Revolution Money Exchange. This is similar to PayPal without the service fees. Revolution Money Exchange has extended their $25 sign up [...] ... ( more)
From Oh My Aching Debts - view blog entries - visit this blogApril 17, 2020 at 6:43 am ET
I just wanted to remind everyone that the All New Square Foot Gardening Book Giveaway is tomorrow. The book giveaway is a result of last week’s series on gardening. You can read more about Square Foot and Container vegetable gardening in these articles.
Vegetables You Can Grow In A Pot
Containers for Vegetable Gardening in a Small [...] ... ( more)
From Oh My Aching Debts - view blog entries - visit this blogApril 17, 2020 at 6:27 am ET
by freedryk
When the phone rang yesterday and the caller id said Unknown, I just knew it was a sales call and I hate them. I answered the phone and they asked for me using my full name. I put on my best suspicious voice and asked who was calling. When they said it was [...] ... ( more)
From Oh My Aching Debts - view blog entries - visit this blogApril 16, 2020 at 7:40 am ET
by dharmabumx
Is it a sign of old age when a change in your schedule throws you off balance? Today is Wednesday which is normally my day off. Today, however, I have to go to work. Even though I knew I had to work today, in the back of my mind I have been scheduling [...] ... ( more)
From Oh My Aching Debts - view blog entries - visit this blogApril 15, 2020 at 6:38 am ET
One of the areas of my life that I don’t talk about very often here is raising dogs. This has been a hobby of mine for many years. My parents bred dogs and we traveled all over the U.S. showing them so I guess I come by it naturally. I delivered a [...] ... ( more)
From Oh My Aching Debts - view blog entries - visit this blogApril 14, 2020 at 5:23 pm ET
There are some people who question the ethics of repairing your credit score by disputing debts that you know are yours. I admit that I have some qualms about lying to anyone, and yes, it is lying to the Credit bureau but then, I think about my experience with the worst marks on my credit [...] ... ( more)
From Oh My Aching Debts - view blog entries - visit this blogApril 14, 2020 at 3:04 pm ET
If you visited Oh My Aching Debts over the past 24 hours you may have notice that the ony thing showing was
THIS ACCOUNT HAS BEEN SUSPENDED - Please contact billing/support as soon as possible.
Despite the fact that I put in a ticket as soon as I realized that it was down, Affordable Multimedia (AFMU.Com) did [...] ... ( more)
From Oh My Aching Debts - view blog entries - visit this blogApril 13, 2020 at 8:43 am ET
Yesterday’s post on tips to improve your credit score prompted some questions from readers. Sample debt settlement letters or sample letters to the credit bureau are frequently searched for on google and yahoo. One of my readers asked
Ok, we have paid off our debt almost 3 years ago. I just found out that I [...] ... ( more)
From Oh My Aching Debts - view blog entries - visit this blogApril 12, 2020 at 3:44 pm ET
Wow! I just signed up for Revolution Money Exchange and it was the easiest $25 I have ever earned. It took about 3 minutes to complete the signup and the $25 is already in my account. If I could do that 10 times a day, my problems would be over.
What I like [...] ... ( more)
From Oh My Aching Debts - view blog entries - visit this blogApril 12, 2020 at 9:00 am ET
If your credit score is low, it is most likely costing you money. The lower your score, the higher interest rate you will pay on everything if you can get credit at all. The following list is comprised of things that people have done to successfully raise their credit scores by hundreds of [...] ... ( more)
From Oh My Aching Debts - view blog entries - visit this blogApril 12, 2020 at 6:32 am ET
Welcome to Oh My Aching Debts. I hope you enjoy the site. If you are interested in debt negotiation and credit articles, you may want to check out the index to articles on Debt Settlement and Negotiation or you can learn more about me here.
For my readers, I have a guest post over at Gather [...] ... ( more)
From Oh My Aching Debts - view blog entries - visit this blogApril 11, 2020 at 6:15 pm ET
After finishing the container garden article this morning, I walked out my backdoor and lo and behold, the perfect container for my square foot garden was staring at me. I have walked by it every day all winter and my only thought was to take it to the dump.
When I said ANYTHING could be turned [...] ... ( more)
From Oh My Aching Debts - view blog entries - visit this blogApril 11, 2020 at 3:54 pm ET
I thought I would start a bit of a challenge to personal finance bloggers or anyone to list 5 things big or small that bust your budget. You would think that the bigger the budget the bigger the buster would need to be but that’s not necessarily so. Small things add up quickly and tend [...] ... ( more)
From Oh My Aching Debts - view blog entries - visit this blogApril 11, 2020 at 9:37 am ET
I don’t want people to think that I am turning Oh My Aching Debts into a gardening blog but I can’t think of anything that defines the meaning of frugal better than growing your own food. The frugal minded will tell you that being frugal isn’t about being cheap or doing without. Growing your [...] ... ( more)
From Oh My Aching Debts - view blog entries - visit this blogApril 10, 2020 at 5:08 pm ET
by riesenweib
Do pictures like this make you green with envy? There has been much talk among personal financers this year about gardening. Frugal Dad and Being Frugal built their square foot gardens and have actually begun planting in them. A four foot square may still be too big for your yard if you live [...] ... ( more)
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