The savings account rate is down from 3.65% APY.  Bummer.  I have several accounts with ING DIRECT: Our Emergency Fund Our Property Tax Fund Our Discretionary Spending Checking Account All will be affected and my interest earned at the end of 2008 will be less than expected (assuming the rate doesn’t go back up).  However, even with the rate [...] ... (more)

Satellite and Cable TV Service If you’re one of the few who survives without the use of satellite or cable TV service, I applaud you.  I must say, I’m slightly jealous.  I hate having to pay this bill every month…just not enough to quit my TV watching ways.  For the record, if it weren’t for the [...] ... (more)

File Your Taxes For Free It’s tax time.  We’re a little over a month away from April 15th.  If you meet certain criteria, you may just be able to file your taxes for free, even e-file. Here are three ways you might be able to file your taxes for free, two of which I’ve used: 1. TaxAct [...] ... (more)

ING DIRECT has given me a batch of referrals!  Start saving today! To earn $25 Signup Bonus, you will need to open your account with $250. Each link will work only once. The link has already been used if you get the following message: We’re sorry, but the referral link within the email you received has expired and [...] ... (more)

March Madness (cont…)  “Who’s the big winner?  I’m the big winner, that’s who!”  Thanks for your help.  Both of my articles won and made it to the second round of the March Madness blog post competition for charity.  It’s down to 32 posts.  The first is up right now.  Please go vote for my post on property “taxes” [...] ... (more)

Why Check Your Credit Report I recently presented information detailing how to get your free credit report from annualcreditreport.com.  I thought I’d follow up that post with one on what to do when you have incorrect information on your reports.  After all, the reason you need to check your reports periodically is because there may be something wrong on [...] ... (more)

AnnualCreditReport.com It’s been a while since I’ve checked my credit history so today I decided to get my free credit report from annualcreditreport.com.  For those not familiar with it, it’s a website that the three credit reporting agencies (Experian, Equifax, and TransUnion) have set up based on a requirement from the Fair Credit Reporting Act.  Using this [...] ... (more)