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Thursday, July 6, 2020
Thursday Afternoon Potpourri
From InsureBlog - view blog entries - visit this blog
July 6, 2020 at 3:07 pm ET
‚?† Our friends at Cornerstone have an update and explanation of the Social Security Number removal initiative (SSNRI), part of 2015's "‚??Medicare Access and CHIP Reauthorization‚?? (MACRA). The bottom line is that CMS will begin issuing new kinds of ID for Medicare beneficiaries, in an effort to hold down ... (more)

Bad news: A P&C; case study
From InsureBlog - view blog entries - visit this blog
July 6, 2020 at 9:00 am ET
Our friend Jeff M sent along the link to this sad story: "Owners and renters in North Carolina say they were left in the dark after a beach condominium community suddenly shut down. The condos were condemned Friday, after an engineering report found that the property has dangerous structural ... (more)

Wednesday, July 5, 2020
Medicaid Fact-Check
From InsureBlog - view blog entries - visit this blog
July 5, 2020 at 2:18 pm ET
Over at The Apothecary, Chris Conover makes a solid case that the ACA's Medicaid expansion doesn't actually save lives. Now, we already know that the ACA itself has a body count: "Mortality Rates ... equivalent to an excess 11,000 annual U.S. adult deaths relative to the pre-Obamacare steady ... (more)

Buy-Sell: The Video
From InsureBlog - view blog entries - visit this blog
July 5, 2020 at 11:04 am ET
We've discussed buy-sell agreements before (here, for example. And here), but recently Illinois Mutual posted a really helpful video explaining how they work, and why they're so important: Original content copyright © InsureBlog ... (more)

Tuesday, July 4, 2020
More on Baby Charlie? Yes. Much more. And you need to know it.
From InsureBlog - view blog entries - visit this blog
July 4, 2020 at 11:32 am ET
I think Charlie Martin's linked report here is the best of many I've seen on this terrible situation - because Martin provides specific facts and steers away from emotionalism found in previous reports.I've also been thinking about similarities between baby Charlie and the Nataline Sarkisyan case of a few years ... (more)

Monday, July 3, 2020
Names Almost Forgotten
From InsureBlog - view blog entries - visit this blog
July 3, 2020 at 8:56 pm ET
The 56 men who signed the Declaration of Independence are just names to most of us. I dare say few could name any of the signers other than John Hancock. Today those men who risked their fortune and lives to sign that Declaration are remembered not for what they ... (more)

Larry and the $300,000 Boomerang
From InsureBlog - view blog entries - visit this blog
July 3, 2020 at 8:30 am ET
Sitting around on a holiday weekend with nothing better to do than ask, "What are some of the largest insurance claims paid?". Seems Google has an answer to that. The Kentucky man threw his boomerang and ended up raking in $300,000 from himself. Larry Rutman caused bodily harm ... (more)

Our National Anthem - A Story You Never Heard Before
From InsureBlog - view blog entries - visit this blog
July 3, 2020 at 8:00 am ET
Original content copyright © InsureBlog ... (more)

Friday, June 30, 2020
The Baby Charlie Story & Your Healthcare
From InsureBlog - view blog entries - visit this blog
June 30, 2020 at 9:00 am ET
As co-blogger Mike wrote about on Wednesday, 10 month old Charlie Gard has lost his fight: "The parents of terminally-ill baby Charlie Gard are 'utterly distraught' and facing fresh heartbreak after losing their final appeal in the European Court of Human Rights." And, as Mike pointed out, there ... (more)

Thursday, June 29, 2020
Honey, I shrunk the market
From InsureBlog - view blog entries - visit this blog
June 29, 2020 at 1:51 pm ET
Still think you can keep your plan? First up, FoIB Jeff M alerts us to this news: "95 percent of N.C. counties expected to have just one ACA insurer next year" Adding insult to injury: "Blue Cross and Blue Shield of North Carolina announced that it ... (more)

Wednesday, June 28, 2020
This Sceptered Isle Part MCVII
From InsureBlog - view blog entries - visit this blog
June 28, 2020 at 7:05 pm ET
At some point, the state legal system, not the family, will decide whether further care will be permitted - even if the family has raised the money to continue treatment. "The ECHR (European Court of Human Rights) announced the application to the court by the parents was 'inadmissible' ... (more)

Something Different
From InsureBlog - view blog entries - visit this blog
June 28, 2020 at 3:09 pm ET
Early in my career, before I decided to focus solely on the life/health side of this business, I got my Property/Casualty license and sold a few home and auto policies, and one batting cage plan. Hunh? Well, one day a call came in from a person who was ... (more)

Wednesday LinkFest
From InsureBlog - view blog entries - visit this blog
June 28, 2020 at 10:46 am ET
‚?† From the Oy, Canada! Department, our friend WeirdDave alerts us to a report on how that free health care's working out for our Neighbors to the North¬©: "Canadians who need medically necessary surgeries waited longer than ever for treatment" And the average was about 5 months! But ... (more)

Tuesday, June 27, 2020
MMO takes the offensive
From InsureBlog - view blog entries - visit this blog
June 27, 2020 at 2:38 pm ET
Sometimes I feel very coddled: I practice in southwest Ohio, and rarely hear about shenanigans in the exact opposite corner of the state, which also happens to be the home turf of Medical Mutual of Ohio. They keep me in the loop regarding products and marketing decisions, but today I ... (more)

More ACA Anecdata
From InsureBlog - view blog entries - visit this blog
June 27, 2020 at 9:00 am ET
Another wonderful renewal case study. As we've reported over the years, we have a number of grandmothered plans ("If you like your plan, you can keep it.")("But make no changes"). Ralph and Laura (and their son) have a Medical Mutual "Wellness HSA" plan: $3,000 per person/$6,000 per family deductible, the ... (more)

Monday, June 26, 2020
The More You Know: Flooding the zone
From InsureBlog - view blog entries - visit this blog
June 26, 2020 at 9:00 am ET
This, courtesy of PCI: [click to embiggen] [Hat Tip: LexisNexis]Original content copyright © InsureBlog ... (more)

Friday, June 23, 2020
Health Wonk Review is up
From InsureBlog - view blog entries - visit this blog
June 23, 2020 at 2:12 pm ET
HWR co-founder Joe Paduda hosts this week's eclectic roundup of healthcare-related punditry. And it's really two editions in one: ACA/AHCA and then, not. Cool.Original content copyright © InsureBlog ... (more)

A Must Read: (Re)Peeling an Onion
From InsureBlog - view blog entries - visit this blog
June 23, 2020 at 11:48 am ET
Writing at Cut Jib Newsletter blog, FoIB tsrblke offers an excellent take on the AHCA/BCRA (Better Care Reconciliation Act), as he attempts to thread the needle between two very different perspectives: Avik Roy and Michael Cannon. I must say, he does an admirable job. Some examples: - As ... (more)

Kudos to us!
From InsureBlog - view blog entries - visit this blog
June 23, 2020 at 9:30 am ET
Once again, we've been named a Best Men's Health Blog by Healthline: "Our editors carefully selected the most up-to-date, informative, and inspiring blogs that aim to uplift their readers through education and personal stories. We‚??re glad to have you on the list!" That's two years in a row ... (more)

Thursday, June 22, 2020
Giving Back
From InsureBlog - view blog entries - visit this blog
June 22, 2020 at 2:28 pm ET
We've written before about Gleaner Life's commitment to community: "Since 1980, The Gleaner Life Insurance Society Scholarship Foundation has awarded more than $2.6 million in scholarships" To be fair, that's for the direct benefit of Gleaner Life customers, which is fine. Now, though, they're rolling out another program, ... (more)

Wednesday, June 21, 2020
#ACAFailure
From InsureBlog - view blog entries - visit this blog
June 21, 2020 at 3:19 pm ET
Now a major motion picture (for certain values of "major"): #Obamacare has led to higher costs and fewer health insurance options for millions of Americans. It has failed the American people. pic.twitter.com/xmhT82w3Ii‚?? The White House (@WhiteHouse) June 21, 2017I will point out however, that the clip neglected to mention another ... (more)

#ACAWinning: Status Update
From InsureBlog - view blog entries - visit this blog
June 21, 2020 at 10:48 am ET
From FoIB Holly R, two (interesting?) developments: 1 - Some Evergreen state citizens are in for a shock come November: "Two Washington State Counties Lack ACA Health Insurer for 2018" The local Blue Cross franchise, Premera, has decided to dump these two (so far, but who knows, ... (more)

Tuesday, June 20, 2020
UHC vs Premier: Mid-June Update
From InsureBlog - view blog entries - visit this blog
June 20, 2020 at 3:27 pm ET
Got another letter from Premier today. Basically, they're lamenting that UHC isn't folding like a cheap suit offering more compromises. Premier's says that they've agreed to hold off on rate increases until year's end, and to offer only nominal increases for '18 and '19 (although, given that they're already apparently ... (more)

Monday, June 19, 2020
Oy Canada, Part 5,294
From InsureBlog - view blog entries - visit this blog
June 19, 2020 at 10:00 am ET
As we've often noted, the ACA was always designed as a path to a single payer, nationalized health "care" scheme. And we've also noted many times that CanuckCare (seems to be a primary role model for that goal) isn't doing so well as a panacea of health care delivery.
more)

Friday, June 16, 2020
Penn Treaty Update: Well, D'Uh edition
From InsureBlog - view blog entries - visit this blog
June 16, 2020 at 2:54 pm ET
The Penn Treaty story (our last update of which is here) continues to take (unexpected?) turns. In that last update, we learned that the cost to bail out the now-defunct carrier is running north of $4.6 billion (yes, that's billion, with a b). Gulp. Left unsaid in all ... (more)

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