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From InsureBlog - view blog entries - visit this blogMay 5, 2020 at 8:40 am ET
While doing a pre-screen for a client I discovered something that gave me pause.Each carrier has their own underwriting rules. What one carrier considers a major health risk another may minimize.Carriers make their underwriting guides ... ( more)
From InsureBlog - view blog entries - visit this blogMay 1, 2020 at 9:11 pm ET
Spencer Hill hosts next week's edition of the Cavalcade of Risk. Submissions are due by Monday the 5th, and the Cav will be up and out on the 7th. As always, please make sure to ... ( more)
From InsureBlog - view blog entries - visit this blogMay 1, 2020 at 4:37 pm ET
How does your state rank?Just released figures from CMS (by way of KFF).http://www.statehealthfacts.org/comparemaptable.jsp?ind=616&cat=4 ... ( more)
From InsureBlog - view blog entries - visit this blogMay 1, 2020 at 10:25 am ET
Pregnant? Want to avoid complications?Eat chocolate.Indulging in chocolate during pregnancy could help ward off a serious complication known as preeclampsia, new research suggests.Chocolate, especially dark chocolate, is rich in a chemical called theobromine, which stimulates ... ( more)
From InsureBlog - view blog entries - visit this blogMay 1, 2020 at 10:18 am ET
End of life planning is a necessary evil. No one wants to think about death, much less plan for it.Some folks think if they don't draft a will they will somehow, mystically prolong death. Others ... ( more)
From InsureBlog - view blog entries - visit this blogMay 1, 2020 at 10:07 am ET
I know. That image of Richard Simmons with frizzy hair and gym shorts is embedded in your mind.Let me help you get rid of that image. Think of Disney World. Now think of "It's a ... ( more)
From InsureBlog - view blog entries - visit this blogMay 1, 2020 at 8:56 am ET
Over at Medical Humanities Blog, Daniel Goldberg hosts this week's compilation of thought-provoking, interesting posts. With over a dozen and a half wonky choices, you're sure to find something to pique your interest. ... ( more)
From InsureBlog - view blog entries - visit this blogApril 30, 2020 at 4:16 pm ET
Life insurance, that is.Although I've never formally quantified it, life insurance comprises about 40% of my practice. Two recent experiences with this fairly simple product have left me disappointed and angry.First, in some 25 years ... ( more)
From InsureBlog - view blog entries - visit this blogApril 30, 2020 at 3:07 pm ET
If given a choice between a lobster meal for $30 and one for $3, most folks would naturally ask, what is wrong with the $3 meal?Or gasoline for $3.50 a gallon vs. gasoline for $0.35 ... ( more)
From InsureBlog - view blog entries - visit this blogApril 29, 2020 at 8:33 pm ET
For what it's worth, we really don't have anything against the legislators in Massachusetts. But they are such EASY targets.Just look at how many times Massachusetts has made the "news" at InsureBlog. Start here, then ... ( more)
From InsureBlog - view blog entries - visit this blogApril 29, 2020 at 1:57 pm ET
We've covered the subject of medical tourism pretty heavily over the years; folks from the US take advantage of it, of course, but so do folks from countries with "universal care," believe it or not.One ... ( more)
From InsureBlog - view blog entries - visit this blogApril 29, 2020 at 1:56 pm ET
From the Daily Telegraph:Operations are being cancelled because of dirty or broken instruments sent back by private companies employed to clean them, the Royal College of Surgeons (RCS) said yesterday.Hospitals used to sterilise their operating ... ( more)
From InsureBlog - view blog entries - visit this blogApril 29, 2020 at 1:46 pm ET
Tricare.The taxpayer funded, government program for military personnel, their dependents and retirees.Seems $100,000,000 of our money is missing.The Associated Press has caught up with a "little-noticed investigation" of the U.S. military's health insurance program in ... ( more)
From InsureBlog - view blog entries - visit this blogApril 29, 2020 at 8:54 am ET
Doc Gurley (no "gurley-man," he) presents a WWE-themed 'Rounds, complete with pictures and a dash of humor.Ever heard of "orphan drugs?" No, not Lil' Annie's lipitor, but specially-designated meds that David Williams, host of the ... ( more)
From InsureBlog - view blog entries - visit this blogApril 29, 2020 at 8:42 am ET
For some reason there seems to be an uproar of contempt for those who have "done well" by societal standards. The MSM and politicians alike want to stress the difference in the "privileged" class vs. ... ( more)
From InsureBlog - view blog entries - visit this blogApril 28, 2020 at 4:00 pm ET
Some of our regular readers may recall a piece we did way back in 2006 about the uninsured. This particular piece involved a man (Carlos Ferlini) who was injured in a fall while replacing gutters ... ( more)
From InsureBlog - view blog entries - visit this blogApril 28, 2020 at 9:16 am ET
Lazy Man and Money blog hosts this week's edition. Following the "Best of...and then the rest" model, LM&M presents a slew of timely and informative finance-related posts.One of my favorite moneybloggers is The Digerati Life. ... ( more)
From InsureBlog - view blog entries - visit this blogApril 28, 2020 at 8:41 am ET
This is an election year.Politics is almost always the lead story in national news, and a perennial hot topic is health care and health insurance. The American Cancer Society has decided to jump in the ... ( more)
From InsureBlog - view blog entries - visit this blogApril 25, 2020 at 6:15 pm ET
Back in the day, home stereos came in huge wooden cabinets, as much furniture as sound system. Their appeal was obvious: rich sound without dangling wires, all neatly packaged together. The downside wasn't so obvious ... ( more)
From InsureBlog - view blog entries - visit this blogApril 25, 2020 at 10:40 am ET
A few nights ago my wife and I were enjoying a DVD movie in the den and having a snack which included a mid priced, but flavorful Merlot. Something happened, I don't recall what, but ... ( more)
From InsureBlog - view blog entries - visit this blogApril 24, 2020 at 10:25 pm ET
Health insurance carriers, in an attempt to limit premium increases, are introducing a 4th tier to prescription drug benefits. These are usually reserved for the most expensive drugs, typically used to treat cancer patients.Almost always ... ( more)
From InsureBlog - view blog entries - visit this blogApril 24, 2020 at 10:14 pm ET
This, from the NCPA:Regarding mandated individual health insurance coverage, comes this according to the NCPA:The imposition of an individual mandate with minimum coverage requirements will likely mean that thousands of people who currently have health ... ( more)
From InsureBlog - view blog entries - visit this blogApril 24, 2020 at 2:50 pm ET
Late last summer, we reported on a new genetics discrimination bill in Congress. HR 493 was designed to prohibit health plans from adjusting premiums for a group on the basis of genetic information. Along with ... ( more)
From InsureBlog - view blog entries - visit this blogApril 23, 2020 at 3:56 pm ET
I want to thank everyone who left comments at Bob's posts, wishing my family well and offering good thoughts and then condolences. They all meant a lot to me; I was pretty much offline for ... ( more)
From InsureBlog - view blog entries - visit this blogApril 23, 2020 at 2:25 pm ET
Julie Ferguson hosts this week's Cav at Workers' Comp Insider. It's an oustanding edition, and all the more impressive because I was unavailable to lend even a small hand. Thank you, Julie, for a great ... ( more)
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