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Federal Law Limits Consumer Credit Card Fraud Liability
From Clever Dude - view blog entries - visit this blog November 1, 2020 at 1:02 pm ET
Data breaches from big name retailers, gas pump skimmers, and common thieves are just a few of the ways your credit card account number can end up in the wrong hands. Once a criminal has your account number or card, they can quickly rack up a huge amount ... (more)
Rapper Too Short Net Worth
From Clever Dude - view blog entries - visit this blog October 30, 2020 at 1:44 pm ET
Too Short, born Todd Anthony Shaw, is an American rapper, actor, and record producer. Known as one of the pioneers of West Coast hip hop, Too Short earned a special place in rap history by being one of the few musicians to have worked with both Tupac Shakur and The ... (more)
What Every First Time Investor Needs To Know About His Or Her Finances
From Clever Dude - view blog entries - visit this blog October 28, 2020 at 6:55 pm ET
So, you finally got some money in your pocket and it is burning a hole? Maybe all your bills are paid up, maybe you just got a raise, or your small business just turned a profit for the first time. Whatever the situation is, you are probably very excited and ... (more)
Teens And Money: Donâ??t Undervalue Your Hard Work
From Clever Dude - view blog entries - visit this blog October 27, 2020 at 1:38 pm ET
Teaching the value of hard work is part of teaching a child how to be a productive and successful person. If you want something, and you work hard for it, you will be rewarded. There is, however, a flip side to the value of hard work. You have to be ... (more)
Save Money By Sharing Wireless Internet With Neighbors
From Clever Dude - view blog entries - visit this blog October 25, 2020 at 1:07 pm ET
Sitting at the kitchen table working on my laptop, I was surprised to discover I was connected to my neighbor’s wireless network. Apparently as I pulled into the driveway with my computer with me, it found the network and connected. I surfed around the internet for a few minutes ... (more)
IRS Announces Changes to 401(k) and IRA Limits for 2018 Tax Year
From Clever Dude - view blog entries - visit this blog October 23, 2020 at 10:34 am ET
If you’re saving for retirement, you’re likely taking advantage of financial products that may have employer matching contributions, or provide tax breaks. If you fall into this category (and you should!) the terms 401K, Traditional IRA and Roth IRA should mean something to you. There are, of course, limitations put ... (more)
Always Check Your Itemized Receipt!
From Clever Dude - view blog entries - visit this blog October 20, 2020 at 1:27 pm ET
I’ve never seen my wife open up her purse and hand a complete stranger $60. Think about what it would be like to open up your wallet or purse, take out three crisp to the touch twenty dollar bills and just hand them to someone for no reason at all. ... (more)
Beware Of Zero Percent Interest Credit Card Offers
From Clever Dude - view blog entries - visit this blog October 18, 2020 at 1:16 pm ET
The headline read, â??Crush Your Debt With This 21 Month, 0% Interest Credit Card.â?? For someone trying to get out of debt this sounds like a dream come true. But a person has to have their eyes wide open as to what they’re getting themselves into with a zero percent ... (more)
Beware Of The Sale
From Clever Dude - view blog entries - visit this blog October 16, 2020 at 9:19 am ET
A sale doesn’t always save you money. That might seem counter intuitive as by definition a sale is reducing the price of an item. Sometimes a sale may tempt a person to buy something they will regret later. It was just this kind of scenario that just about caused me ... (more)
Jim Jones Net Worth
From Clever Dude - view blog entries - visit this blog October 13, 2020 at 1:14 pm ET
Jim Jones, born Joseph Guillermo Jones II, is an American hip hop artist born July 15th, 1976. He was an original member of The Diplomats, has released several albums, and has also ventured into other business opportunities. Jim Jones’s net worth is approximated at ten million dollars. Jim Jones As ... (more)
No More Debt! 6 Radical Debt Reduction Strategies (1 click)
From Clever Dude - view blog entries - visit this blog October 11, 2020 at 12:28 pm ET
Many people dream of having no more debt. For some, it remains nothing more than a dream, others take deliberate action to gradually pay off all their debt. For a select few, it becomes an all consuming obsession. They will do everything and anything to have no more debt. If ... (more)
Hard Vs. Soft Credit Inquiries and How They Affect Your Credit Score (1 click)
From Clever Dude - view blog entries - visit this blog October 9, 2020 at 11:09 am ET
Whenever you apply for credit, whether it be for a mortgage, a car loan, or a credit card, the lender will pull your credit. However, not all credit pulls are the same. You may have heard the terms soft pull, and hard pull but not really understood how they differ, ... (more)
Beware Of Preauthorization Holds
From Clever Dude - view blog entries - visit this blog October 6, 2020 at 11:59 am ET
I received and email stating my son’s checking account balance was below zero. Reviewing his account activity, I knew exactly what had occurred. We needed to have a conversation about preauthorization holds vs a transaction actually posting to his account. What Is A Debit Card Preauthorization Hold? When a debit ... (more)
Review of Zaycon Fresh â?? Farm To Table Food Delivery
From Clever Dude - view blog entries - visit this blog October 4, 2020 at 3:01 pm ET
If you’re a fan of the savings one can get buying bulk at club stores like Sam’s Club and Costco, you might want to checkout Zaycon Fresh. What is Zaycon Fresh? Zaycon Fresh is a privately owned company based in Spokane, Washington that believes in providing quality meats to customers ... (more)
How to Overcome Your Personal Finance and Credit Fears (1 click)
From Clever Dude - view blog entries - visit this blog October 4, 2020 at 12:24 pm ET
Money is the biggest fear that most people will deal with in their daily lives. The stresses of paying bills, the rise of credit card debt, feeling like youâ??ll never be financially free, it all adds up to a lot of worries. Hereâ??s how to overcome your personal finance and ... (more)
4 Netflix Hacks That Can Save You Money (1 click)
From Clever Dude - view blog entries - visit this blog October 3, 2020 at 11:04 am ET
Whether itâ??s about the Netflix originals or their popular shows running on other networks, the platform is a huge favourite of movie buffs and TV viewers throughout the world. The Netflix US library, in particular, has a pretty exhaustive collection of movies and TV content. If youâ??re staying outside of ... (more)
4 Ways To Give Your Child Allowance
From Clever Dude - view blog entries - visit this blog October 2, 2020 at 1:17 pm ET
It’s a parent’s responsibility to teach their children about finances. As kids get older, they like to have a little money in their pocket to spend on candy, movies with friends, and countless other things. There are some odd jobs kids can do before they are able to enter the ... (more)
Hard Or Soft Food: What Should You Feed Your Cat? (1 click)
From Clever Dude - view blog entries - visit this blog September 29, 2020 at 10:59 am ET
The veterinarian made an interesting statement the last time we took our cat to the vet. It went against everything we had ever heard about what to feed our cats for optimum health. If we chose to follow the vets advice, it would completely change what our cats ate, as ... (more)
How to Prevent Identity Theft When You Travel (1 click)
From Clever Dude - view blog entries - visit this blog September 28, 2020 at 4:27 am ET
I recently had a vacation with my family that lasted several days. We had a great time and thankfully nothing eventful happened to put a damper on our adventures. However, while we were gone I began thinking about another trip I will be taking soon. I will be traveling out ... (more)
Is Filling Helium Balloons Yourself Cheaper?
From Clever Dude - view blog entries - visit this blog September 27, 2020 at 12:14 pm ET
Helium balloons are a great party decoration that can add a lot of pizzazz to your event. They come in lots of specialty shapes and themes, numbers, letters and of course the traditional round shape in any color you can imagine. If you’ve ever purchased helium balloons for an event, ... (more)
What Is Andy Stanleyâ??s Net Worth?
From Clever Dude - view blog entries - visit this blog September 25, 2020 at 10:36 am ET
Andy Stanley, born May 16th, 1958 in Atlanta Georgia, is a co-founder of North Point Community Church. He also founded the worldwide Christian organization North Pointer Ministries. He currently has a net worth of about $40 million. Background Stanley earned his bachelor’s degree in journalism from Georgia State University, and ... (more)
Paying Your Utility Bill: Pay As You Go, or Even Pay?
From Clever Dude - view blog entries - visit this blog September 22, 2020 at 11:16 am ET
Leaves changing color, nights getting cooler, and football on television are all signs that fall is here. Another sign of fall is the lower number on the utility bill. Air conditioners don’t have to hum as much, but it’s not time to turn on the heat yet. Having a boost ... (more)
Can No Spend Days Save You Money? (1 click)
From Clever Dude - view blog entries - visit this blog September 20, 2020 at 1:30 pm ET
The more you expose yourself to opportunities to buy things, the money you’ll spend. This is a statement I firmly believe in, especially given my experience with multiple trips to the grocery store within a single week. This got me thinking, could I reduce unnecessary spending by designating specific days ... (more)
YouTube Personality Joey Graceffaâ??s Net Worth
From Clever Dude - view blog entries - visit this blog September 18, 2020 at 1:14 pm ET
Joey Graceffa is a multi-talented American YouTube personality, actor, author, producer and singer. Born in 1991, Graceffa has already earned a net worth in excess of $7 million. YouTube Joey began uploading to his now unused YouTube channel WinterSpringPro at the age of 16 with a high school classmate. In ... (more)
Save Money On Music Streaming With Spotify Family
From Clever Dude - view blog entries - visit this blog September 15, 2020 at 12:12 pm ET
I almost made a mistake that would have cost me money each and every month unnecessarily. We had been paying $9.99 for a premium subscription to Spotify. With only one user id my wife and I couldn’t use it at the same time while we were at work, or at ... (more)
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